Can I claim insurance if I accidentally scratched my car while driving?

1 Answers
Fitzgerald
07/29/25 11:26am
You can claim insurance if you accidentally scratched your car while driving. Below is relevant information about vehicle insurance: Avoid duplicate insurance: Car owners should avoid duplicate insurance when purchasing auto insurance. Some may think that by double-insuring a particular coverage they are more likely to claim, they can receive duplicate compensation. This is incorrect—even if a car owner double-insures a specific coverage, they will not receive excess compensation for claims. Comprehensive coverage is essential: Some car owners try to save on premiums by opting for fewer coverages, such as only insuring against vehicle damage but not third-party liability, or only covering main insurance while skipping add-ons. Each type of coverage has its own scope of protection. If an accident occurs, the insurance company will only compensate based on the originally signed policy, meaning other potential losses may not be covered.
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