Can I Claim Insurance for Water Damage to My Car?

[BarrettRose]

You can claim insurance for water damage to your car. After your car is flooded, do not start the vehicle hastily. First, remove valuable items and documents from the car, then call your insurance company. The insurance company staff will roughly assess the compensation based on the water level inside the car. The specific situations are as follows: 1. The car is flooded to the top: If the water reaches the central control screen, rendering the car unusable, it will be treated as a total loss. The insurance company will compensate based on the insured amount minus the residual value. 2. The car is flooded to the middle: If left for too long, the car may be totaled as the circuits will be damaged. If towed out in time, it can be cleaned and repaired, with the insurance company covering the repair costs. 3. The car is flooded to the bottom: If the water reaches this level, cleaning and repairs will suffice. It is best to have the repairs done at a 4S shop.