Can I claim insurance for water accumulation in the car due to a clogged sunroof?

[Randall]

You cannot claim insurance for water accumulation in the car due to a clogged sunroof. Here is a partial introduction about auto insurance: Components: Auto insurance generally includes basic insurance and additional insurance. Basic insurance is further divided into vehicle damage insurance and third-party liability insurance. Coverage details: Vehicle damage insurance covers the loss of your own vehicle; third-party liability insurance covers damages to objects outside your own vehicle, such as people and public property you hit, or the other party's car, etc.; passenger liability insurance covers personal and property losses within your own vehicle; theft insurance covers the loss when your vehicle is stolen; no-deductible coverage ensures 100% compensation in case of an accident.