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Can I Claim Insurance for Self-Inflicted Scratches?

1 Answers

MacHector

07/29/25 10:47pm

You can claim insurance for self-inflicted scratches while reversing, provided you have purchased vehicle damage insurance; this coverage is designed to cover repairs to your own vehicle when you are at fault. Vehicle insurance, also known as motor vehicle insurance or auto insurance, refers to a type of commercial insurance that compensates for personal injuries or property damage caused by natural disasters or accidents involving motor vehicles. Auto insurance is a form of property insurance and is relatively new in the field of property insurance, as it emerged and developed alongside the advent and popularization of automobiles. Unlike modern motor vehicle insurance, early auto insurance primarily focused on third-party liability coverage and gradually expanded to include risks such as collision damage to the vehicle body. Commercial insurance is an indeterminate-value insurance, divided into basic coverage and additional coverage, with the latter not being available as standalone insurance. Basic coverage includes third-party liability insurance and vehicle damage insurance; additional coverage includes comprehensive theft insurance (theft coverage), onboard liability insurance, no-fault liability insurance, cargo drop liability insurance, standalone glass breakage insurance, vehicle downtime loss insurance, spontaneous combustion loss insurance, new equipment loss insurance, and deductible waiver insurance.

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How many tons of vehicles can a 10 cm thick cement road bear?

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