Can I Claim Insurance for Hitting Someone Else's Rear Bumper?

[OHaley]

Can I Claim Insurance for Hitting Someone Else's Rear Bumper? Yes, you can claim insurance for hitting someone else's rear bumper. Reporting the Incident: First, call your insurance company to report the incident and explain the situation. Generally, insurance companies do not provide compensation if the report is made after 48 hours. Preserve the scene, and the insurance company will send someone to investigate. On-Site Handling: If the damage is minor, the insurance company will send an adjuster to inspect the scene and issue an "Inspection Report." If the adjuster deems it necessary to involve the traffic police, they will report to the traffic police department, who will then conduct an on-site investigation, collect evidence, and issue an "Accident Determination Certificate." Damage Assessment and Vehicle Repair: Drive the vehicle to the assessment center designated by the insurance company or chosen by the vehicle owner. The insurance company will then assess the damage. After the assessment is completed, the repair shop will fix the vehicle. Once the repairs are done, the owner can pick up the car. Claims and Approval: After picking up the car, gather all necessary claim documents and submit them to the insurance company to process the claim. The insurance company will then calculate the loss. Upon receiving all the required claim documents from the owner, the insurance company will assess the repair costs and other expenses, determine the claim amount, and calculate the final compensation if everything is in order.