Can I Claim Insurance for a Stolen Catalytic Converter?

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Theft of a catalytic converter can be covered by insurance if the vehicle has theft insurance, but without theft insurance, there will be no compensation. The catalytic converter is the most important component in a car's exhaust system, primarily used to purify vehicle emissions. Inside the catalytic converter, there are rare metals such as platinum, rhodium, and palladium, which can reduce and convert three harmful gases—nitrogen oxides, hydrocarbons, and carbon monoxide—into harmless water, carbon dioxide, and nitrogen at high temperatures. Because it can convert and reduce these three gases, it is called a three-way catalytic converter. Due to the scarcity and high cost of platinum, rhodium, and palladium, the finished catalytic converter is relatively expensive. Introduction to Car Insurance: Components: Car insurance generally includes two parts: basic insurance and additional insurance. Basic insurance is further divided into vehicle damage insurance and third-party liability insurance. Compensation Coverage: Vehicle damage insurance covers losses to your own vehicle; Third-party liability insurance covers damages to targets outside your own vehicle, such as people and public property you hit, the other party's car, etc.; Passenger liability insurance covers personal and property losses within your own vehicle; Theft insurance covers compensation when your own vehicle is stolen; No-deductible coverage ensures 100% compensation in case of an accident. If no-deductible coverage is not purchased, you will bear 30% of the deductible for each accident.