Can I Claim Insurance for a Flat Tire?
1 Answers
Insurance companies do not cover the cost of a damaged tire alone. However, if a tire blowout causes a collision, rollover, or other accidents that damage other parts of the vehicle, the insurance company will compensate for those losses. Car tires are inherently wear-and-tear items. Below is more relevant information: Causes of tire blowouts: 1. Overloading leading to a blowout: When the weight exceeds the tire's pressure capacity, it can cause air leakage and excessive pressure on one side, resulting in a blowout. Frequent use of brakes can also raise temperatures, reducing sealing performance and increasing the likelihood of a blowout. 2. Speeding leading to a blowout: This commonly occurs in small vehicles, as many domestic small vehicles use low-pressure tires. These tires typically handle a pressure of 2.5–2.4 atmospheres. Prolonged high-speed driving generates heat from tire-ground friction, raising tire temperature and reducing pressure resistance, which increases tire pressure. Sustained high-speed driving under these conditions can overload the tires and cause a blowout. 3. Unsafe tire pressure leading to a blowout: Imbalanced pressure, either too high or too low, can cause blowouts. Large vehicles typically handle tire pressures of 7 MPa, while small vehicles handle around 2.5 MPa. During high-speed driving, rising temperatures and pressure can lead to blowouts. However, tire pressure should not be too low during high-speed driving, as this increases friction, which can also cause blowouts.
