Can I Claim Insurance for a Cracked Windshield?
1 Answers
First, you need to confirm whether you have purchased glass insurance, and secondly, whether the glass insurance includes a no-deductible clause. If confirmed, you can call the insurance company to file a claim. The specific scenarios for windshield compensation are analyzed as follows: 1. The Other Party's Responsibility: If the other party is at fault in the accident, their compulsory traffic insurance and third-party liability insurance will cover the compensation. 2. Personal Responsibility: If you are at fault in the accident, you can only claim compensation under your own vehicle damage insurance, provided you have purchased it. 3. Non-Accident Causes: If the damage is not due to an accident, compensation is only available if you have purchased glass insurance. 4. Damage Caused by Others: You can directly seek compensation from the responsible party.