Can I claim insurance for a bumper collision?
1 Answers
Within 24 hours, call the insurance company to report the vehicle damage. After inspection, the insurance company will arrange for free repairs. More information about bumpers is as follows: 1. Overview: The car bumper is a safety device that absorbs and mitigates external impacts, protecting the front and rear of the vehicle body. Many years ago, front and rear bumpers were made of steel plates pressed into channel steel, riveted or welded to the frame longitudinal beams, leaving a significant gap from the vehicle body, which looked very unattractive. With the development of the automotive industry and the extensive use of engineering plastics, car bumpers, as an important safety device, have also undergone innovation. Today, front and rear bumpers not only maintain their original protective functions but also strive for harmony and unity with the vehicle's styling and pursue lightweight design. The front and rear bumpers of cars are made of plastic, known as plastic bumpers. Typically, a car's plastic bumper consists of three parts: the outer panel, cushioning material, and crossbeam. The outer panel and cushioning material are made of plastic, while the crossbeam is formed by cold-rolled sheet metal pressed into a U-shaped channel; the outer panel and cushioning material are attached to the crossbeam. 2. Other Information: One claim is free, two claims result in a 25% premium increase, three claims lead to a 50% premium increase, four claims result in a 75% premium increase, and five or more claims double the premium. New cars that have not made any claims in the previous year enjoy a 15% discount on premiums. Two consecutive years without claims result in a 30% discount, and three consecutive years without claims lead to a 40% discount.
