Can I Claim Car Insurance for Accidental Scratches I Caused Myself?

1 Answers
GraceFitz
07/30/25 4:55am
As long as it's not illegal parking, you can claim car insurance for accidental scratches caused by yourself. Here are the specific details for filing a claim: 1. Important Notes: After the accident occurs, you should immediately call your insurance company. If the accident involves injuries, you must also notify the traffic police to determine responsibility on-site; otherwise, the insurance company will not compensate. When the insurance company personnel arrive at the scene, the car owner should present the insurance policy, driver's license, vehicle registration, and ID. 2. Photo Evidence: Whether photos are required for car insurance claims mainly depends on the type of insurance purchased. For example, for damages, scratches, or glass insurance, you must provide photo evidence that the vehicle had no pre-existing damage before the claim. You need to take six photos: one from each of the four 45° angles (front left, rear left, front right, rear right), one of the VIN, and one with you and the car. Each photo must include that day's newspaper, clearly showing the date.
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