Can I change the repair location after vehicle damage assessment?

1 Answers
DeRuby
07/30/25 2:36am
You can change the repair location after vehicle damage assessment. Generally, it is the car owner's right to choose where to repair the vehicle after the damage assessment. Repairing outside the designated assessment point: You can fill out the on-site accident record form through mutual agreement. After the assessment, the insurance company should issue a vehicle accident damage assessment form for both vehicles. Most claims are handled by the repair unit on behalf of the owner, who then proceeds with vehicle repairs and leaves the scene. Conflict of interest: This is equivalent to the assessor bringing business to the repair shop for commissions. Sometimes, assessors and repair shops collude to defraud the insurance company. While the car owner may seem to benefit temporarily, in the long run, their insurance premiums will increase, ultimately resulting in a loss. If the at-fault driver bears the main responsibility, some insurance policies have a 15% deductible, which the repair shop may inform the insured about.
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