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Can I Buy Insurance for a New Car Without License Plates?

1 Answers

Lynda

07/30/25 4:34am

You can buy insurance for a new car without license plates. Insurance for a new car: When buying insurance for a new car without license plates, it is essential to obtain temporary license plates for the vehicle. If a vehicle without temporary license plates is involved in an accident, it may not be covered under the compulsory traffic insurance exemption, but it is definitely excluded from commercial insurance coverage. In such cases, the commercial insurance will not provide compensation. Insurance companies generally assume that motor vehicles should be legally registered and licensed before being driven on the road, as clearly stipulated in the commercial third-party liability insurance and motor vehicle loss insurance clauses. Therefore, if an unlicensed new car is involved in an accident, the insurance company will not be liable for compensation if the vehicle is not displaying license plates at the time of the incident. Types of auto insurance: By commercial use: Compulsory traffic insurance and commercial insurance; Commercial insurance by function: Includes basic insurance and additional insurance; Basic insurance includes: Vehicle loss insurance and third-party liability insurance; Additional insurance includes: Comprehensive theft insurance, standalone glass breakage insurance, new equipment loss insurance, spontaneous combustion insurance, body scratch loss insurance, passenger liability insurance, no-deductible insurance, and various other types of auto insurance.

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