Can I buy a car with bad credit on Dandan Dingche?
3 Answers
You cannot buy a car with bad credit on Dandan Dingche. Here is some related information about the steering wheel: Introduction to the steering wheel: A wheel-shaped device used to control the direction of cars, ships, airplanes, etc. Function of the steering wheel: The steering wheel is generally connected to the steering shaft via splines. Its function is to convert the force applied by the driver on the edge of the steering wheel into torque, which is then transmitted to the steering shaft. Using a larger diameter steering wheel reduces the hand force required by the driver when turning. The steering intermediate shaft serves as a connecting component between the steering gear and the steering shaft, facilitating the standardization of steering gears, compensating for manufacturing and installation errors, and enabling more rational installation of the steering gear and steering wheel in the vehicle.
I heard from many friends with poor credit who tried to buy cars on Dandan Dingche, and the experience was quite frustrating. The platform might approve the loan but with significantly higher interest rates—for example, a loan of 100,000 yuan that would normally require a monthly repayment of 2,000 yuan could jump to over 3,000 yuan due to poor credit, straining daily expenses. The key issue is their strict system review, which often rejects applications citing incomplete documentation or high risk, crushing dreams of buying a new car. My advice is to first check your credit report, fix minor errors, or wait a few months for your score to improve while saving for a down payment. Alternatively, consider paying in full for a used compact car. Safe driving is more important—don’t rush into decisions and risk getting scammed. In short, be patient; repairing your credit before taking action is the best approach.
Having driven for many years and helped others with car purchases, I've seen cases where people with poor credit still push through, mostly getting rejected or offered terrible terms on platforms like DanDan Car Purchase. These platforms are quite rigid with credit requirements, often forcing low-score users to pay high down payments or double interest rates, leading to immense repayment pressure and potential issues later. I think instead of taking such risks, it's better to opt for simpler solutions, like getting a relative to co-sign or directly buying a used car from the second-hand market to save on interest. Always remember to check insurance and maintenance costs to avoid widening financial gaps. Credit repair is a slow process—steady, gradual improvement is the key to getting back on track.
