Can I add vehicle damage insurance later if I didn't purchase it initially?

[SanColin]

Yes. Additional extended information is as follows: 1. The "Motor Vehicle Damage Insurance Clauses" has corresponding provisions: Article 15 states that unless otherwise agreed, the insurance period of this contract is one year. If the insurance period is less than one year, the premium shall be calculated according to the short-term monthly rate approved by the insurance regulatory authority. The insured shall provide the insurance company with the insurance policy, the driver's license, the insurance vehicle's driving license, accident certificate, traffic accident determination letter, loss list, and other certificates and materials related to confirming the nature, cause, and extent of loss of the insurance accident. 2. Relevant provisions of the "Motor Vehicle Damage Insurance Clauses": Article 22 states that the insured vehicle damaged in an insurance accident should be repaired as much as possible. Before repair, the insured must inspect with the insurance company to determine the repair items, methods, and costs. Otherwise, the insurance company has the right to re-evaluate, and if re-evaluation is impossible, the insurance company has the right to refuse compensation.