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Can ETC Cards Installed in Cars Be Stolen and Swiped?

4 Answers
McJayla
07/29/25 4:23pm
ETC cards inserted in vehicles are generally not susceptible to theft and unauthorized swiping, as ETC requires the use of specialized cards that can only communicate with authorized devices, such as ETC equipment at highway entrances and exits. Handheld devices cannot conduct transactions, making the possibility of theft after loss virtually nonexistent. However, it is recommended to remove the ETC card when parking to further prevent any potential unauthorized use. ETC Card Binding: There are two types of ETC card binding: one involves binding with a credit card, and the other with a debit card. How ETC Works: Through the vehicle-mounted electronic tag installed on the windshield, specialized short-range communication is established with the microwave antenna in the ETC lane at toll stations. This, combined with computer networking technology, allows for backend settlement processing with banks, enabling vehicles to pass through highway or bridge toll stations without stopping while still fulfilling the payment obligation for highway or bridge tolls.
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StAva
08/14/25 5:15am
I've been using an ETC card for driving over the past few years, and it's quite safe when installed in the car. Incidents of unauthorized swiping are really rare. The signal range of an ETC card is very small, only a few meters, so a thief would have to get extremely close to steal a swipe, but in reality, they're easily spotted or likely to fail. The system itself has encryption protection and was designed with anti-theft features in mind. I make it a habit to turn off the OBU device or remove the card when parking, especially overnight in parking lots, which basically eliminates the risk. Many of my car-owner friends use it without any issues, enjoying much more convenience in life—no need to queue up for toll payments on highways, saving time and hassle. Occasionally checking bank statements to confirm no abnormal deductions is sufficient; there's no need to worry excessively. Overall, the convenience of ETC far outweighs the minimal risks, so feel free to install it in your car and enjoy the efficiency brought by technology.
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OJohn
10/12/25 7:29am
Discussing ETC security from a technical perspective, ETC cards utilize RFID technology, with signals effective only within about one meter, and transactions require specific authentication for activation. Theoretically, theft is possible but operationally difficult and costly; for instance, illegal devices must be close to the vehicle, and signals may be interfered with or intercepted. The onboard OBU is set to sleep mode by default and does not emit signals, naturally reducing risks. I recommend users enable the do-not-disturb mode or remove the card for safekeeping, especially when parking in unfamiliar places. Security designs are continuously being updated and strengthened, making daily use safe. The savings on highway tolls and queuing time with ETC far outweigh the potential risks. Therefore, maintaining basic precautions ensures a smoother car life.
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Dante
11/25/25 8:32am
From a security perspective, there is indeed a possibility of unauthorized swiping of ETC cards installed in vehicles, although the probability is low. Criminals may use small card readers to steal information, with slightly higher risks in public areas like parking lots. I emphasize protection measures: turn off the OBU or remove the card when parking, and avoid leaving the device idle while powered on. Set up bank card alerts to monitor any deductions. The risks are actually manageable, but it's important not to be complacent. ETC provides a convenient experience, but small details like parking location also affect security. Overall, it's stable, and taking preventive measures ensures no major issues.
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