Can ETC cards in cars be stolen and swiped?
1 Answers
If the ETC card inserted is a regular bank card with ETC functionality, there is a possibility of unauthorized swiping. 1. Currently, there are three types of ETC cards: The first type is the single-purpose ETC card issued earlier by the transportation industry, which has ceased to be issued. The second type is a debit card jointly issued by the transportation industry and banks, where customers hold a single-purpose ETC card and a bank card. The third type is a co-branded card jointly issued by the transportation industry and banks, integrating ETC functionality into a regular bank card. 2. The first two types of cards do not pose any risk of unauthorized swiping. Only the third type of card, if it has UnionPay's "QuickPass" feature and has enabled the "No Password" and "No Signature" services, carries the risk of unauthorized swiping. However, simply notifying the issuing bank to disable the "No Password and No Signature" feature can prevent further unauthorized swiping. 3. In response to incidents of unauthorized swiping in some areas, the Ministry of Transport issued a notice urging ETC issuing service agencies and partner banks to immediately stop issuing "two-in-one" co-branded cards. If users genuinely require such cards, the "QuickPass" and "Small Amount No Signature No Password" services should be disabled by default upon issuance.
