Can Damage Assessment Be Conducted After a Car Is Repaired?
2 Answers
Damage assessment cannot be conducted after a car is repaired because the original condition of the vehicle's damage cannot be determined. Here is a detailed introduction about car insurance: 1. Overview: Vehicle insurance, also known as motor vehicle insurance or car insurance, refers to a type of commercial insurance that covers personal injury or property damage caused by natural disasters or accidents involving motor vehicles. 2. Others: Car insurance is a type of property insurance. In the field of property insurance, car insurance is a relatively young category. In the early stages of car insurance, the main coverage was third-party liability insurance, which gradually expanded to include risks such as collision damage to the vehicle body.
Last time my car got into a collision, I only remembered the damage assessment after minor repairs, which was quite frustrating. Generally speaking, post-repair damage assessment is quite difficult because insurance companies need to see the original damage condition of your vehicle to accurately evaluate the loss and determine the compensation amount. Once the car is repaired with new parts replaced, all the cracks and dents become invisible, making it impossible for insurers to assess the extent of damage. I asked the repair technician back then, and he advised that it's best to take photos immediately after the accident as evidence, then contact the insurance company to send someone for damage assessment before proceeding with repairs. If you must assess damage after repairs, you'll need detailed repair records, accident photos, and proof from the repair shop, but even then disputes may arise, with insurers possibly only covering partial costs or outright refusing claims. My lesson learned is: don't cut corners to save time—get the damage assessed first before starting repairs to avoid subsequent hassles.
