Can Compulsory Traffic Insurance Cover Repairs for My Own Car?

[MaciDella]

Compulsory traffic insurance cannot cover repairs for your own car. Introduction to Compulsory Traffic Insurance for Motor Vehicles: Compulsory Traffic Insurance, officially known as the Compulsory Liability Insurance for Motor Vehicle Traffic Accidents, is the first mandatory insurance system implemented by national law in China. It is a compulsory liability insurance where the insurance company compensates for personal injuries, deaths, and property losses (excluding the vehicle's occupants and the insured) caused by road traffic accidents involving the insured motor vehicle, within the liability limits. Coverage of Compulsory Traffic Insurance: The coverage includes personal injuries, deaths, and property losses of victims caused by road traffic accidents involving the insured motor vehicle. The victims referred to here are third-party victims, excluding the vehicle's occupants and the insured. However, in the case of a collision between two vehicles, mutual compensation is possible.