Can compulsory insurance be claimed for a motorcycle without a driver's license?

1 Answers
JamesFitz
07/30/25 8:03am
Motorcycle riding without a license can claim compulsory traffic insurance, but commercial insurance does not cover compensation. Compulsory insurance stipulates: "In the event of a road traffic accident caused by the insured motor vehicle resulting in personal injury, death, or property damage to victims other than the vehicle's occupants or the insured, the insurance company shall compensate within the liability limits of the compulsory motor vehicle traffic accident liability insurance as prescribed by law. If the losses from the road traffic accident are intentionally caused by the victim, the insurance company shall not compensate." Circumstances under which the insurance company does not compensate: The driver does not have a valid driving license or is under the influence of alcohol; the insured motor vehicle is involved in an accident during theft or robbery; the insured intentionally causes a road traffic accident.
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