Can Car Paint Scratches Be Covered by Insurance?

1 Answers
LeGrant
07/28/25 2:39pm
Car paint scratches can be covered by insurance. If the damage is not severe, it is not necessary to file an insurance claim. Minor scratches on a new car do not require an insurance claim, as filing a claim may increase the premium for the next year. Introduction to Vehicle Insurance: Motor vehicle insurance, also known as car insurance, is a type of commercial insurance that covers liability for personal injury or property damage caused by natural disasters or accidents involving motor vehicles. Scope of Vehicle Insurance Coverage: Motor vehicle insurance, commonly referred to as "auto insurance," covers the vehicle itself and third-party liability as part of a transportation tool insurance. The policyholders primarily include legal entities and individuals who own various motorized vehicles. The insured objects mainly consist of various types of automobiles but also include specialized vehicles such as electric cars, battery-powered vehicles, and motorcycles.
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