Can car insurance cover water damage due to heavy rain?

[AmyAnn]

Yes. The relevant explanation is as follows: Reason: Since the heavy rain has met the conditions of a natural disaster, basically all vehicle losses can be compensated through the water damage insurance. Additional notes: Water damage insurance, also known as auto damage insurance or engine special loss insurance, is called differently by various insurance companies, but the essence is the same. This is a newly derived type of insurance, referring to an additional insurance purchased by car owners for their engines. It applies when the insured vehicle is submerged up to the exhaust pipe or intake pipe during heavy rain or flooding, and the driver continues to start the vehicle or uses inertia to start the vehicle.