Can car insurance cover a full-body paint job?
1 Answers
To claim a full-body paint job under car insurance, you must first have collision insurance and scratch insurance, and pay attention to how the insurance company handles claims for body shops, including whether vehicle painting is covered in the claim. Below is a partial introduction to car insurance: 1. Components: Car insurance generally includes basic insurance and additional insurance. Basic insurance is further divided into collision insurance and third-party liability insurance. 2. Coverage: Collision insurance compensates for damage to your own vehicle; third-party liability insurance compensates for damage to targets outside your own vehicle, such as people hit, public property, or the other party's car; passenger liability insurance compensates for injuries or property loss to people in your own vehicle; theft insurance compensates for the theft of your own vehicle; no-deductible coverage ensures 100% compensation in case of an accident. If no-deductible coverage is not purchased, you are responsible for 30% of the deductible for each accident.