Can Car Insurance Be Refunded After Purchase?

1 Answers
Paisley
07/30/25 10:05am
Compulsory insurance cannot be refunded, while other commercial insurances can be canceled at any time. However, the refund must be processed within the insurance period, and the vehicle must not have been reported or claimed to the insurance company. Vehicles that have received compensation from the insurance company are not eligible for a refund. Below are relevant details: Compulsory Insurance: It compensates for personal injury, death, and property damage caused to victims (excluding passengers and the insured) in road traffic accidents involving the insured vehicle, within the liability limits. Vehicle Damage Insurance: It covers compensation for vehicle damage caused by natural disasters and accidents during use, as well as necessary and reasonable rescue expenses. Third-Party Liability Insurance: It compensates for direct personal injury, death, or property damage caused to third parties due to accidents during vehicle use. It covers the compensation amount that the insured is legally obligated to pay, exceeding the sub-limits of compulsory insurance.
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