Can Car Insurance Be Purchased at a 4S Store?
2 Answers
Car insurance can be purchased at a 4S store. Here is the relevant information: 1. Purchasing insurance at a 4S store ensures guaranteed repair quality. If your car is involved in an accident and requires repairs, the 4S store will, according to the insurance agreement, replace parts with genuine factory components. The repair quality will strictly adhere to the manufacturer's requirements, ensuring excellence and safeguarding the warranty rights during the new car warranty period. 2. Reasonable pricing for accident vehicle damage assessment. According to the "reasonable damage assessment price" stipulated in the insurance certification agreement, if a vehicle is involved in an accident, the damage assessment price must be compensated based on the 4S store's vehicle repair process requirements. This avoids customers having to cover the high repair cost difference themselves to ensure quality. Additionally, the store can handle claims on your behalf, saving time and effort. Purchasing insurance at the store allows you to enjoy the "claim handling" protection in the agreement, meaning you can drive away once the repairs are completed.
Of course you can purchase car insurance at a 4S dealership. I've often witnessed this when helping friends with car-related matters. 4S stores usually have insurance counters or partners, and when you buy a car or get repairs there, the staff will proactively ask if you need insurance. The whole process is quite fast - just fill in some basic information and it's done, which is especially suitable for those in a hurry to pick up their car. What I find most convenient is not having to run around to other companies, and you might even get some discounts for new cars. But be aware that the price can sometimes be significantly higher than buying directly from an insurance company because they take a commission as agents. I recommend getting a quote from the 4S store first, then checking rates from Ping An or PICC on mobile apps for comparison. This way you can enjoy the convenience while avoiding wasting money, and most importantly, don't overlook the details of insurance coverage.
