Can a Water-Damaged Vehicle Be Exchanged at a 4S Store?

1 Answers
LeElle
07/29/25 3:15pm
Water-damaged vehicles can be exchanged at a 4S store. For vehicles damaged by floods, you can enjoy exchange support when purchasing a new car at a 4S store by providing the following documents: a water damage claim certificate stamped with the insurance company's official seal (such as a loss assessment form or residual value agreement), the old vehicle's driving license, the old vehicle's registration certificate, and your ID card. Below is an introduction to some auto insurance types: 1. Auto Damage Insurance: Covers losses caused by natural disasters and accidents to the vehicle itself. Recommended for beginners. 2. Third-Party Liability Insurance: Covers losses due to third-party injuries or deaths caused by the vehicle owner. This is a must-have for both your own and others' protection. 3. No-Deductible Insurance: An additional insurance that transfers the responsibility the owner needs to bear to the insurance company, reducing the owner's loss. It is advisable to purchase this if you have both Auto Damage Insurance and Third-Party Liability Insurance. 4. Theft and Robbery Insurance: Covers damages caused by vehicle theft, robbery, or forcible seizure. Recommended for new car owners without garages. 5. Passenger Liability Insurance: Covers losses of drivers and passengers in the vehicle due to traffic accidents. Premiums are usually paid per seat. Recommended for beginners or family vehicles.
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