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Can a New Car Involved in an Accident Be Replaced with a New One?

1 Answers

VonAndres

07/30/25 5:35am

No. Only direct economic losses are compensated, and there is no right to demand a replacement with a new car. Below is the insurance claim process for a motor vehicle accident where the driver is fully at fault: Reporting the Accident: After a traffic accident occurs, the first thing to do is to report it promptly. Generally, insurance companies require the policyholder to report the incident within 48 hours, or within 24 hours in cases of theft. If there are casualties, immediately call 120 for emergency medical assistance. Inspection: After reporting the accident, the insurance company will send personnel to inspect the scene to determine if it falls within the coverage of the insurance policy. Therefore, before the insurance company personnel arrive, the vehicle owner must protect the accident scene. If the accident causes traffic congestion, the owner can negotiate with traffic police to move the vehicle to the side while waiting for further handling. Damage Assessment: In most cases, if the vehicle damage is not severe, the insurance company's surveyor can conduct the damage assessment on-site, and the customer can drive the car directly to the repair shop. However, if the vehicle is significantly damaged, the assessment must be conducted at a designated damage assessment center.

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Why is the car wiper not moving?

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