Can a new car be licensed without insurance?
3 Answers
A new car cannot be licensed without insurance; compulsory traffic insurance must be purchased first to obtain a license plate. Documents required for licensing: ID card, vehicle certificate of conformity, vehicle parameter sheet, second and fourth copies of the car invoice, vehicle purchase tax, and car insurance policy, etc. New car licensing process: Step 1: Pay purchase tax; purchase new car insurance; undergo criminal investigation inspection. Step 2 (Handled at the inspection station): Non-exempt vehicles undergo line inspection; pay fees and fill out forms; take rubbings and photos; collect data; receive licensing materials. Step 3 (Handled at the vehicle management office): Submit documents and owner's signature; police conduct external inspection and confirmation; select license plate number and receive receipt; install and photograph fixed license plate; receive vehicle license and registration certificate.
I just bought a new car last month and was overjoyed to go to the DMV to get license plates, only to be rejected. The staff at the DMV clearly told me that a new car cannot be registered without compulsory traffic insurance. At the time, I thought I could save some money by delaying it, but later I realized that this is a mandatory requirement by national regulations, aimed at ensuring basic compensation in case of traffic accidents. Compulsory traffic insurance is a prerequisite for all vehicles to hit the road, covering third-party personal injury and property damage. If you don’t buy insurance, not only will you fail to get plates, but you’ll also face fines. And if an accident occurs, you’ll have to pay for the losses out of pocket. Now I’ve learned my lesson—when you get a new car, first secure the insurance, then go register for plates. It’s safe and worry-free. Don’t make the same mistake I did; follow the rules from the start.
From the perspective of vehicle registration procedures, purchasing insurance is mandatory before registering a new vehicle and obtaining license plates. Based on my understanding of relevant regulations, compulsory traffic insurance (CTPL) is a legal requirement. During the license plate application process, the vehicle management office will verify insurance records through their system. Without an active insurance policy, the records cannot be filed, making it impossible to obtain license plates. This isn't an optional step but a legal safeguard designed to ensure every vehicle has basic coverage and prevent uninsured vehicles from posing social risks on the road. In practice, you must first purchase CTPL from an insurance company, obtain the proof of insurance, and then apply for license plates with documents like the car purchase invoice and ID card. Insurance serves as an unavoidable threshold in this entire process—every new vehicle must clear this hurdle. Never take chances; securing insurance in advance is the only way to drive legally on public roads.
