Can a motorcycle still pass the annual inspection if the compulsory traffic insurance policy is lost?

[BradleyDella]

If the duplicate copy of the motorcycle's compulsory traffic insurance policy is lost, the owner can go to the insurance company to obtain a replacement policy before proceeding with the vehicle inspection. Otherwise, the annual vehicle inspection cannot be completed. Relevant regulations: The owner of a motor vehicle can apply for an inspection compliance mark at the vehicle management office of the registration location within three months before the expiration of the motor vehicle's inspection validity period. Before applying, the owner must resolve all traffic safety violations and accidents related to the vehicle. When applying, the owner must fill out an application form and submit the vehicle's registration certificate, compulsory traffic accident liability insurance certificate, vehicle and vessel tax payment or tax exemption proof, and motor vehicle safety technical inspection compliance certificate. The vehicle management office should confirm the motor vehicle, review the submitted proofs and certificates, and issue the inspection compliance mark within one day of receiving the application. Reason for motorcycle annual inspection: Because the annual inspection is a legal requirement, failing to conduct it is a violation of the law.

[DiAllison]

As a motorcycle enthusiast, I've encountered the issue of losing my insurance policy. During the annual inspection, the traffic management office indeed requires the original or a copy of the compulsory traffic insurance policy as proof of coverage—no policy means no pass. But don't panic if it's lost; the solution is to immediately contact the insurance company's customer service. They have your insurance records in their system, and by providing your ID and license plate number, you can get a free replacement in electronic form or a new printed policy. Last time, I did it through the mobile app and received a PDF via email in 5 minutes. I printed it and took it to the inspection station, passing without a hitch. The key is to act promptly and not wait until the day of the inspection to avoid delays. It's advisable to develop a habit of backing up electronic policies on cloud storage or your phone for convenience. If lost, don't rush around—insurance companies offer 24/7 service, making it easy to resolve.

[VanLilah]

Having ridden motorcycles for ten years, I know full well that losing an insurance policy isn't the end of the world, and the annual inspection can still proceed as usual. Traffic authorities require proof of insurance, but policies can be reissued. Just call your insurance company, explain the situation clearly, and after they verify your information, they typically issue an electronic copy or mail a paper version within an hour or two. Visiting a service outlet is even faster—I've seen people get it done the same day and proceed with their annual inspection. The key is not to miss the annual inspection deadline, as it could affect your ability to ride legally. Also, double-check the dates on the policy to avoid expiration or invalidity. It's a straightforward process—insurance companies have digitized their systems, so replacing a policy is as routine as replacing a phone screen. No need to worry.

[McPiper]

For those who frequently deal with car repairs, passing the annual inspection without the original insurance policy is possible. The key is to obtain the insurance certificate. Simply call the insurance company's hotline to request a duplicate, and they will send you an electronic version online, which you can print out for use. It's advisable for car owners to address this issue early to avoid last-minute panic during the inspection queue. Replacing the policy isn't difficult—just fill out an online form. I've assisted customers with this several times; they received the email in minutes, and the printed copy was accepted at the inspection site. Just don't go empty-handed to prevent any issues. Keeping the insurance valid is the main point.