Can a motorcycle still pass the annual inspection if the compulsory traffic insurance policy is lost?
2 Answers
If the duplicate copy of the motorcycle's compulsory traffic insurance policy is lost, the owner can go to the insurance company to obtain a replacement policy before proceeding with the vehicle inspection. Otherwise, the annual vehicle inspection cannot be completed. Relevant regulations: The owner of a motor vehicle can apply for an inspection compliance mark at the vehicle management office of the registration location within three months before the expiration of the motor vehicle's inspection validity period. Before applying, the owner must resolve all traffic safety violations and accidents related to the vehicle. When applying, the owner must fill out an application form and submit the vehicle's registration certificate, compulsory traffic accident liability insurance certificate, vehicle and vessel tax payment or tax exemption proof, and motor vehicle safety technical inspection compliance certificate. The vehicle management office should confirm the motor vehicle, review the submitted proofs and certificates, and issue the inspection compliance mark within one day of receiving the application. Reason for motorcycle annual inspection: Because the annual inspection is a legal requirement, failing to conduct it is a violation of the law.
As a motorcycle enthusiast, I've encountered the issue of losing my insurance policy. During the annual inspection, the traffic management office indeed requires the original or a copy of the compulsory traffic insurance policy as proof of coverage—no policy means no pass. But don't panic if it's lost; the solution is to immediately contact the insurance company's customer service. They have your insurance records in their system, and by providing your ID and license plate number, you can get a free replacement in electronic form or a new printed policy. Last time, I did it through the mobile app and received a PDF via email in 5 minutes. I printed it and took it to the inspection station, passing without a hitch. The key is to act promptly and not wait until the day of the inspection to avoid delays. It's advisable to develop a habit of backing up electronic policies on cloud storage or your phone for convenience. If lost, don't rush around—insurance companies offer 24/7 service, making it easy to resolve.
