Can a Mortgaged Car Still Be Sold?

1 Answers
GideonFitz
07/29/25 12:02pm
Mortgaged cars cannot be transferred, so they cannot be sold. Since the vehicle has been mortgaged, the ownership temporarily does not belong to the owner, and therefore, the owner has no right to transfer a vehicle that does not belong to them to someone else. The mortgage must be fully paid off, and the mortgage must be lifted before the transfer can be processed. Additional details are as follows: 1. Fully Paid Mortgaged Cars: Fully paid mortgaged cars must meet one of the following conditions: the car was purchased with a one-time payment; the car was purchased through installment payments, and the payments have been completed, but the owner is unwilling or unable to repay the financial company and does not cooperate with the transfer, leading the financial company to legally transfer the debt. 2. Non-Fully Paid Mortgaged Cars: Non-fully paid mortgaged cars refer to vehicles that are still under mortgage with the DMV and bank when they are sold, etc.
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