Can a Flood-Damaged Car Be Insured in the Second Year?

[DelReese]

Flood-damaged cars cannot be insured in the second year. Below are the specific details regarding this matter: Introduction: During the insurance period, if the insured vehicle suffers damage due to being "flooded" by natural disasters such as heavy rain or floods, the insurance company will provide compensation as agreed. After the vehicle is "flooded," the insurance assessor will visit the accident site upon the owner’s report, document the scene, and conduct an on-site inspection. Impact of Flood Damage: It damages the car body. After being flooded, the metal parts of the chassis and body will corrode and eventually rust over time, which not only affects the vehicle’s appearance but also poses safety hazards.