Yes, a co-owner can typically register a vehicle, but the specific process and requirements vary significantly by state. The core requirement is that all co-owners listed on the vehicle’s title must be accounted for during the registration process. You'll need the title properly signed by all owners, proof of insurance, a completed application form, and payment for fees and taxes. The key is how the names are connected on the title—most states use "AND" or "OR." If the title uses "OR," usually only one owner needs to be present to register the car. If it uses "AND," all owners may be required to sign the registration application.
The first step is to check the exact wording on the car’s title. This small detail dictates the procedure. For a title with "OR" between the names, the process is generally straightforward, as either party can act independently. This is common for family members. However, if the title specifies "AND," the DMV often interprets this as all parties having equal ownership rights, meaning all must consent to the registration. You should contact your local DMV ahead of time to confirm their specific documentation requirements to avoid multiple trips.
Beyond the title, you will need standard documents. Proof of insurance is mandatory, and the policy must usually list all co-owners as insured drivers. You'll also need a valid form of identification, such as a driver's license, and payment for the registration fees, which often include sales tax. Some states may require a smog check or vehicle inspection before a new registration can be issued.
| State | Common Title Wording | Typical Requirement for Registration |
|---|
| California | OR | One owner can register without the other present. |
| Texas | AND | All owners may need to sign the application. |
| Florida | OR | Either owner can complete the registration. |
| New York | AND | Documentation from all owners is often required. |
| Illinois | OR | Single-owner registration is usually permitted. |
It's a manageable process, but being prepared with the correct paperwork is the most important factor for a smooth experience at the DMV.
