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Can a car without the vehicle title be mortgaged?

1 Answers

CharlotteMarie

07/30/25 9:53am

In this situation, it is generally not possible to obtain a mortgage loan. Here is some relevant information about car mortgages: Full-ownership vehicle: A full-ownership vehicle refers to a car that is used as collateral for a mortgage, where the car was either purchased with a one-time payment or was bought through installment payments that have already been fully repaid. This is considered a full-ownership vehicle. Advantages of car mortgages: Quick access to cash for financial needs without having to sell the car, avoiding the time and cost of repurchasing a vehicle when funds become available. Eliminates the awkwardness of borrowing money from relatives or friends and prevents others from knowing about your financial shortage. The car can be either purchased with a one-time payment or through installment payments that have already been fully repaid.

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