Can a Car Without Insurance Be Driven on the Road?
2 Answers
Car without insurance cannot be driven on the road. Related information is as follows: 1. Definition of a car without insurance: It refers to a situation where the car is not properly insured before the expiration of the insurance period, leaving the original insurance subject without coverage for a period of time. 2. Consequences of a car without insurance: Once a car without insurance is found by traffic police on the road, it may face penalties such as fines and vehicle detention. Relevant laws and regulations stipulate that compulsory traffic insurance must be renewed in time after expiration. If the user fails to renew the insurance in time and causes the car to be without insurance, the vehicle cannot be driven on the road. At the same time, if the user is involved in a traffic accident during the period without insurance, the insurance company will not be responsible for any accident losses.
Uninsured vehicles are absolutely not allowed on the road, as compulsory traffic insurance is a national requirement. I once helped a friend deal with such an accident—his car had been uninsured for three months, and when he rear-ended someone, he had to cover all the damages out of pocket, losing over 50,000 yuan in an instant. If caught by traffic police, the car is immediately impounded, and you face a fine of three times the insurance premium. What’s worse, you have to go through all the procedures to retrieve the car, which is both time-consuming and frustrating. I once saw a news report where someone who had been uninsured for six months ended up paying 300,000 yuan in medical expenses themselves. Nowadays, car insurance can be handled easily via smartphone, and if you genuinely forget, a family member can do it for you. Never risk huge losses just to save a couple thousand on insurance premiums.
