Can a Car Driven into a River Be Declared a Total Loss?
1 Answers
If a motor vehicle has purchased commercial insurance with comprehensive coverage, it can be handled as a total loss after being driven into a river. The details of comprehensive vehicle insurance are as follows: Declaring a vehicle as a total loss means it will not be repaired; instead, compensation will be provided based on the insured amount, and the vehicle will then belong to the insurance company. Regarding how early vehicle insurance can be purchased: Motor vehicle insurance can be purchased up to three months in advance. This applies to both compulsory traffic insurance and commercial insurance. Purchasing insurance in advance effectively prevents the vehicle from being uninsured, which is illegal and prohibits the vehicle from being driven on the road.