Browse

Antiques Collectibles Apparel Baby Kids Items Books， Movies And Music Electronics Free Stuff Garden Outdoor Health Beauty Home Goods Home Improvement Supplies Musical Instruments Office Supplies Pet Supplies Sporting Goods Ticket Toys Games Transportation Others

Used Cars New Cars Others

Business Crafts Design And Web Events Home Improvement Legal Lessons Personal Pets Photography Repair And Technical Support Wellness Writing， Translation， And Transcription Others

Activities & Groups Artists & Musicians Classes & Lessons Events Friendship & Networking Lost & Found Rideshare Sports Teams Volunteers Travel & Travel Partners Skills & Language Swap Other

Can a car be sold if it has been mortgaged?

1 Answers

LaCorey

07/30/25 2:44am

Vehicles with outstanding mortgage loans cannot be sold or transferred. Legal Analysis: Generally, mortgaged vehicles cannot be transferred. According to relevant laws, during the mortgage period, the mortgagor cannot transfer the mortgaged property without the consent of the mortgagee, unless the transferee repays the debt to extinguish the mortgage. This means that a mortgaged vehicle cannot be transferred without the consent of the lending institution. However, if the buyer repays the debt on behalf of the borrower in their name, the vehicle can be sold after the mortgage is lifted. Additionally, when using a vehicle under one's name as collateral for a loan, it is essential to bring the relevant documents to the vehicle management office to complete the mortgage cancellation registration process upon loan repayment. The vehicle cannot be transferred unless the mortgage is first lifted. During the mortgage period, the mortgagor cannot transfer the mortgaged property without the consent of the mortgagee, unless the transferee repays the debt to extinguish the mortgage. If the mortgagee and the mortgagor fail to reach an agreement on the method of mortgage realization, the mortgagee may request the People's Court to auction or sell the mortgaged property. The mortgaged property should be priced or sold with reference to the market price. During the mortgage period, the mortgagor cannot transfer the mortgaged property without the consent of the mortgagee, unless the transferee repays the debt to extinguish the mortgage.

Was this review help?

8

5

Share

More Forum Discussions

What should be paid attention to when parking in snowy weather?

Here are the things to pay attention to when parking in snowy weather: 1. Do not use the handbrake: Many people don't understand this, because after driving in rain or snow, there will be some water accumulation in the brake discs and calipers. If the handbrake is applied, the accumulated water will freeze when the temperature drops at night, which can easily damage the braking system when starting the vehicle the next day. Depending on the slope of the road, you can choose to leave the car in forward gear or reverse gear. For automatic transmission cars, you can use bricks or wood blocks to chock the wheels. 2. Protect the headlights and windshield: After a night of snowfall, the windshield will be covered with a thick layer of snow the next day, making it troublesome to clean. You can place a large dry towel on the glass before parking, so that the next morning you can simply remove the towel. At the same time, the headlights should also be protected, because in snowy weather, the low temperature can cause the snow on the headlights to freeze, making it difficult to clean when needed. 3. Avoid parking on roads prone to water accumulation: As the snow melts, the water on the road can freeze due to the large temperature difference between day and night, which can freeze the tires, deform the tire tread, or even directly tear the tire and cause a blowout. Therefore, on snowy nights, make sure not to park your car on roads with water accumulation.

What Causes Water Spray and Abnormal Noise from the Car Exhaust Pipe?

The internal structure of the muffler is damaged, or the exhaust pipe is blocked, causing a change in the flow cross-sectional area and resulting in a popping noise. There may also be air leakage at the connection between the exhaust pipe and the muffler. Below is an introduction to the exhaust pipe: 1. Introduction: The exhaust pipe is part of the engine's exhaust system. The exhaust system mainly includes the exhaust manifold, exhaust pipe, and muffler. Typically, the three-way catalytic converter, which controls engine pollutant emissions, is also installed in the exhaust system. The exhaust pipe generally consists of a front exhaust pipe and a rear exhaust pipe. 2. Angle Design: The exhaust angle of vehicle exhaust pipes has always been a challenging issue for professional manufacturers. Based on surveys, the exhaust pipe angle for cars and light household vehicles is usually parallel to the ground and directed backward, while the exhaust pipe angle for high-power transport vehicles and agricultural vehicles is bent toward the ground. 3. Water Drainage: It is actually a good sign if water drips from the car's exhaust pipe. This indicates that your car's engine is burning fuel efficiently, and as a result, the exhaust pipe may discharge water. This is a normal phenomenon and is not related to any issues with the exhaust pipe itself.

How Many Years Can a Sedan Generally Last?

Generally speaking, 15 years is a threshold. Specific details are as follows: 1. Age of Use: The current traffic laws have introduced new regulations regarding the service life of vehicles. For non-commercial vehicles, if the car has been in use for more than 15 years, the owner needs to undergo an annual inspection at the vehicle management office every six months. 2. Mileage Use: There are also regulations on mileage. It is stipulated that if a passenger car's mileage reaches 600,000 kilometers, it must be forcibly scrapped! The economic service life of a car is between 300,000 to 500,000 kilometers. Currently in China, the economic service life of low-end cars is about 220,000 kilometers, mid-range cars exceed 300,000 kilometers, and high-end cars reach nearly 400,000 kilometers. 3. Improper Use: Some people can drive their cars for 500,000 to 600,000 kilometers without any issues, while others may need major repairs before reaching 100,000 kilometers. Whether driving habits are proper or not directly affects the lifespan of the car. Practices like "turning the steering wheel to the limit," "suddenly flooring the accelerator," and "slamming on the brakes" are driving styles favored by many people.

What to Do If You Fail the Subject 2 Test Twice?

You can take the test a third time, as there are a total of 5 attempts for the Subject 2 test. According to Article 44 of the 'Regulations on the Application and Use of Motor Vehicle Driving Licenses,' each subject test allows one retake if the initial attempt is failed. If you do not take the retake or fail the retake, the current test session ends, and the applicant must reschedule the test. However, for Subject 2 and Subject 3 tests, rescheduling must be done at least 10 days later. Below are some tips for practicing at driving school: 1. Practice as much as possible: Some people are inconsistent with their training, which is not ideal. You should try to maximize your practice time. 2. Master the techniques: Firmly remember the techniques taught by the instructor, as these are essentially tricks that are very useful once learned. 3. Learn from experienced drivers: Seek advice from those who are skilled at driving to deepen your understanding. Only with thorough understanding can you drive well. 4. Follow the rules strictly: Sometimes, what the instructor teaches may differ from common practices. While learning, it's important to adhere strictly to the taught methods. 5. Think and reflect: If you don't perform a maneuver well, there's often a chance to correct it. Therefore, think critically about why mistakes happen to improve effectively.

Can China V Emission Standard Vehicles Be Registered?

For cities that have already implemented the China VI emission standards, vehicles meeting the China V emission standard cannot be registered. Below is an introduction to the China V emission standard: 1. Standard: On September 17, 2013, the Ministry of Environmental Protection issued the 'Limits and Measurement Methods for Emissions from Light-Duty Vehicles (China V)'. 2. Differences: Compared to the China IV standard, the new standard reduces nitrogen oxide emissions by 25% for light-duty vehicles and 43% for heavy-duty vehicles. Based on Shanghai's annual vehicle registration volume of approximately 350,000 vehicles, it is estimated that annual new vehicles can reduce nitrogen oxide emissions by about 1,000 tons. Additionally, the China V emission standard's control level is equivalent to the European Union's Euro 5 emission standard currently in effect. 3. Governance Requirements: The State Council issued the 'Air Pollution Prevention and Control Action Plan' (hereinafter referred to as the 'Plan'), which requires that by 2017, Beijing's annual average concentration of fine particulate matter (PM2.5) should be controlled at around 60 micrograms per cubic meter. The concentration of inhalable particulate matter (PM10) in prefecture-level and above cities nationwide should decrease by more than 10% compared to 2012, with the number of good air quality days increasing year by year. In the Beijing-Tianjin-Hebei, Yangtze River Delta, and Pearl River Delta regions, the concentrations of fine particulate matter (PM2.5) should decrease by approximately 25%, 20%, and 15%, respectively.

What is the purpose of motorcycle engine oil?

Motorcycle engine oil serves the following functions: 1. Lubrication and friction reduction: There is rapid relative sliding between the piston and cylinder, as well as between the main shaft and bearing shells. To prevent excessive wear of components, an oil film needs to be established between the two sliding surfaces. A sufficiently thick oil film separates the surfaces of relatively sliding components, thereby achieving the purpose of reducing wear. 2. Cooling: The engine oil can carry heat back to the oil tank and then dissipate it into the air, helping the radiator to cool the engine. 3. Cleaning: Good engine oil can carry carbon deposits, sludge, and worn metal particles from engine components back to the oil tank through circulation. The flow of the lubricating oil washes away dirt generated on the working surfaces of the components. 4. Sealing and leakage prevention: Engine oil can form a sealing ring between the piston rings and piston, reducing gas leakage and preventing external contaminants from entering. 5. Rust and corrosion prevention: Lubricating oil can adhere to the surfaces of components, preventing contact with water, air, acidic substances, and harmful gases. 6. Vibration damping and shock absorption: When the pressure at the engine cylinder port rises sharply, suddenly increasing the load on the piston, piston skirt, connecting rod, and crankshaft bearings, this load is transmitted and lubricated through the bearings, cushioning the impact load.

Trending Ranking

Why was the Dongfeng Fengxing Jingyi X5 discontinued?

Where is Li Auto's production base located?

What Are the Reasons for Frequent Blowing of Automotive Fuses?

What is the Difference Between Auto Hold and Automatic Parking?

What are the differences between the 2021 and 2022 Nissan Sylphy?

What to Do When Car Windows Freeze Over?

What does a steering wheel icon on the dashboard mean?

What is the warranty coverage for tires at 4S stores?

How many single-choice, multiple-choice, and true/false questions are there in Subject 4?

What brand of antifreeze should be used for BMW 5 Series?

More Forum Discussions

Do You Need to Wait for a Traffic Light When Making a U-Turn at a Dashed Line?

What is the method to locate the cabin air filter in a Lincoln MKC?

What type of driving license is generally chosen?

How to Buy Insurance After Purchasing a New Car?

Help

Cookie

Cookie Settings

© 2025 Servanan International Pte. Ltd.