Can a car be lent to someone with a driver's license?
4 Answers
Can a car be lent to someone with a driver's license? The driver's license can only be used by the holder. Here are the details about the motor vehicle driver's license: Overview: The full name of the driver's license is the motor vehicle driver's license, also known as a "driver's license." It is a certificate required by law for individuals who drive motor vehicles. Driving a motor vehicle requires certain driving skills, and those lacking such skills may cause traffic accidents if they drive recklessly. Driving without a license is prohibited. Notes: The permission to drive a vehicle is granted through the issuance of a driver's license. This indicates that obtaining a driver's license is a formal procedure that must be issued by a specialized authority.
I've lent my car to a licensed friend a few times, and overall it's feasible, but you need to be cautious. Legally, it's permissible for a licensed driver to operate someone else's vehicle, but if an accident occurs, the owner might be held liable, such as facing fines or compensation. Last time I lent it to a buddy, I specifically asked him to bring his ID and a copy of his driver's license, and we also kept a record on WeChat. It's best to check the other person's driving history and avoid lending to beginners or those unfamiliar with the road conditions, otherwise the risk of accidents increases. For peace of mind, it's advisable to purchase commercial insurance that covers third-party borrowing to avoid disputes. In short, it's legal but requires caution—don't let personal relationships compromise safety.
From an insurance perspective, I've previously considered insurance issues when lending my car to a licensed family member. Generally, auto insurance may not cover non-owner drivers, especially if the borrower isn't listed on the policy. In case of an accident, claims might be limited or denied. I called my insurance company to inquire, and they recommended adding a temporary rider or authorization clause, which isn't expensive. The key is to verify driving records and insurance status before lending, not just trusting the license. Small daily matters might not require checks, but regrets come when big incidents happen. This experience was worth the extra 160-something yuan in premium.
I'm quite concerned about lending my car to licensed drivers, especially when it comes to safety. Although they may have all the necessary legal documents, everyone has different driving habits, such as braking force or reaction speed. Once, I let a colleague drive my car to deliver documents, and he ended up backing into a wall, costing me 800 yuan in repairs. To prevent such incidents, it's best to have a short test drive before lending your car to assess the other person's skills. Also, don't overlook vehicle maintenance—a lit tire pressure light can easily lead to accidents. Safety first; don't prioritize convenience. Reducing potential risks saves you both worry and effort.
