Can a car be lent to a friend?
2 Answers
It is not advisable to lend a car to a friend. It is illegal to lend a car to someone without a driver's license, and doing so may result in fines. The lender's motor vehicle driving license may also be revoked; even if the borrower has a valid driver's license, caution is still necessary, as the lender may bear corresponding liability in the event of a traffic accident. Regulations: Driving a motor vehicle without obtaining a motor vehicle driving license, or when the license has been revoked or temporarily suspended; handing over a motor vehicle to someone who has not obtained a motor vehicle driving license or whose license has been revoked or temporarily suspended. Driver's license suspension: If a motor vehicle driver accumulates 12 penalty points, refuses to participate in the study session notified by the traffic management department of the public security organ, and also refuses to take the required test, the traffic management department of the public security organ will announce the suspension of their motor vehicle driving license.
Lending your car to a friend—I’d advise you to think twice based on personal experience. Once, I lent my car to a buddy who rear-ended another vehicle shortly after driving off. The insurance company refused to cover the damages because the owner wasn’t behind the wheel, leaving me to foot thousands in repair bills and shoulder the liability. Remember, auto insurance typically only covers the owner’s operation. If your friend drives without a license or speeds, you, as the owner, can’t escape responsibility and might even face legal trouble. Before handing over the keys, check if their license is valid and confirm third-party liability coverage. It’s wise to draft a simple agreement—don’t let trust ruin a friendship or land you in trouble. Safe driving is no small matter. To save hassle, just say no, or ride along to minimize risks.
