can a car be insured for 15 days

[VonMalia]

Yes, you can insure a car for a 15-day period, but it's not a standard offering from most major insurance companies. The most common and straightforward way to get short-term coverage is through a standard six-month policy and then cancel it early. You'll only pay for the days the car was insured, and the insurer will refund the remaining premium, minus any potential cancellation fee.

Major insurers like Geico, State Farm, and Progressive typically don't sell 15-day policies directly. Instead, they operate on standard six-month or one-year terms. The flexibility comes from the pro-rata refund policy. If you pay for a six-month policy upfront and cancel after 15 days, the company will calculate the premium for those 15 days and refund the difference. It's crucial to ask about cancellation fees, as some companies charge a flat fee (e.g., $50) which can significantly impact the cost-effectiveness of such a short term.

For a more tailored solution, you can explore specialized providers. Some companies offer short-term car insurance or temporary car insurance policies designed for exactly these situations. These are often marketed to individuals borrowing a car, test-driving a vehicle they might buy, or during a short visit to the country. However, these policies can be more expensive per day than a prorated standard policy and may have more limited coverage options.

Provider Type	Typical Policy Term	Best for 15-Day Coverage	Key Consideration
Major Insurer (e.g., Geico)	6 months	Buying a standard policy and canceling early	Ask about pro-rata refunds and cancellation fees.
Specialized Short-Term Provider	1 day to 28 days	Convenience, specific short-term needs	Often higher daily cost and more basic coverage.
Non-Owner Car Insurance	6 months	Frequently driving rented or borrowed cars	Covers the driver, not a specific vehicle, for liability.

Before deciding, call your preferred insurer to clarify their cancellation policy and any fees. Compare this cost against a quote from a specialized short-term insurance provider to find the most economical and convenient option for your specific 15-day need.

[DelRebecca]

In my experience, it's totally doable. I had to cover a truck I was selling for a couple of weeks after I bought a new one. I just called my regular insurance guy, set up the normal six-month policy, and then called back to cancel it after the truck was gone. They sent me a refund check for the unused portion a few weeks later. It was pretty easy, but you gotta remember to actually make that cancellation call. Just read the fine print about any fees.

[MacAmelia]

As a practical matter, standard insurers aren't in the business of two-week policies. The administrative cost is too high. Your path is to purchase a conventional policy with a reputable company that offers a pro-rata cancellation clause. You effectively create your own short-term policy by canceling mid-term. The critical variable is not the daily rate, but whether a flat cancellation fee exists. A $75 fee on a 15-day term drastically changes the calculus compared to a company with no fee.