Can a car be driven on the road without insurance?
2 Answers
Compulsory traffic insurance must be purchased; driving without it is not allowed. Ordinary commercial insurance can be freely chosen whether to purchase or not. Vehicles must purchase compulsory traffic insurance: If a vehicle does not purchase compulsory traffic insurance, it cannot be properly licensed, and driving it on the road rashly will result in point deductions. Choose a qualified insurance company: When applying for insurance, fill out the policy truthfully and provide copies of the vehicle registration certificate and driver's license to avoid issues during future claims. When signing the compulsory traffic insurance contract, the insurance company must not force the policyholder to enter into a commercial insurance contract or impose additional conditions. Car owners should pay attention to this when purchasing compulsory traffic insurance to avoid incurring extra fees.
I remember this being emphasized when I bought my first car. According to the law, a sedan absolutely cannot be driven without insurance. In China, compulsory traffic insurance (also called compulsory third-party liability insurance) is mandatory. Without it, the police can fine you hundreds to thousands of yuan on the spot during a traffic stop, and may also deduct points from your driver's license. If an accident occurs and liability falls on you, you'll have to pay out of pocket for damages, which could cost tens or even hundreds of thousands of yuan for injuries or vehicle collisions—a huge financial burden. I recommend purchasing insurance in advance to avoid trouble. After all, safety comes first when driving; don't risk major losses for minor savings. Also, remind your friends to renew their insurance on time.
