Can a car be declared a total loss if driven into a river?

[KingMarie]

Can a car be declared a total loss if driven into a river? If the motor vehicle has purchased auto damage insurance, after the vehicle is driven into a river, it can be handled through comprehensive insurance. Declaring the vehicle under comprehensive insurance means the vehicle will no longer be repaired, and the claim will be settled directly based on the insured amount, with the vehicle becoming the property of the insurance company. Here is an introduction to vehicle insurance: Motor vehicle insurance can be purchased up to three months in advance. Whether it is compulsory traffic insurance or commercial insurance, both can be purchased in advance. Purchasing motor vehicle insurance in advance can effectively avoid the situation of insurance lapse. Once a motor vehicle's insurance lapses, driving it on the road is considered illegal and is not permitted.