Can a 'Beihu' Vehicle Obtain Compulsory Traffic Insurance on Its Own?

[ElianaFitz]

A 'Beihu' vehicle can be insured, and the insurance should be under the name of the person who drives it. Below are specific details about 'Beihu' vehicles: 1. Definition: The 'Beihu' phenomenon is actually a hidden danger in the used car circulation market. The so-called 'Beihu' refers to local residents who professionally provide their ID cards for a fee to non-locals for use. For example: Beijing restricts vehicle registration to local residents only, so some non-locals find Beijing locals, pay them some money, and ask to register the vehicles under their names. These Beijing locals are called 'Beihu'. 2. Liability: If the parties have transferred the ownership of the motor vehicle through sale or other means and delivered the vehicle but have not completed the ownership transfer registration, and a traffic accident occurs where the motor vehicle is at fault, the insurance company shall compensate within the limit of the compulsory traffic insurance liability. Any insufficient amount shall be borne by the transferee.