
Yes, a 22-year-old can rent a car in Florida, but you'll face two primary challenges: a mandatory Young Renter Fee (also called an underage surcharge) and often more restrictive vehicle class options. While Florida state law sets the minimum rental age at 18, all major rental companies impose their own policies, with 21 being the typical base age to rent without a surcharge. Drivers under 25 are considered higher risk, leading to these additional costs and rules.
The most significant factor is the daily surcharge, which can range from $20 to $50 per day on top of the base rental rate. This fee is non-negotiable and applies to every day of the rental period. Furthermore, many companies restrict younger drivers from renting premium, luxury, sports cars, or larger vehicles like SUVs and minivans. You'll typically be limited to economy, compact, or standard-sized cars.
To ensure a smooth process, you must present a valid driver's license from your country or state that has been held for at least one year, a major credit card in your name (debit cards are rarely accepted for under-25 rentals), and sometimes provide proof of your own insurance or purchase the rental company's coverage. Shopping around is crucial, as policies and fees vary significantly between companies.
| Rental Company | Minimum Age to Rent | Under-25 Surcharge (Estimated Daily Fee) | Common Vehicle Restrictions for Under-25 Drivers |
|---|---|---|---|
| Enterprise | 21 | $20 - $30 | Premium, Luxury, Sports Cars, Minivans, Specific SUVs |
| Hertz | 20 (at most locations) | $25 - $35 | Prestige Collection, Sports Cars, Large SUVs, 15-Passenger Vans |
| Avis | 21 | $27 - $35 | Luxury, High-Performance, Full-Size SUVs, Minivans |
| Budget | 21 | $27 - $35 | Premium, Luxury, Convertibles, Full-Size SUVs |
| Alamo | 21 | $25 - $30 | Full-Size SUVs, Minivans, Premium & Luxury Classes |
| National | 21 | $25 - $30 | Specialty and Luxury Vehicles |
| Dollar | 21 | $25 - $30 | Premium, Luxury, Convertibles, Full-Size SUVs |
| Thrifty | 21 | $25 - $30 | Premium, Luxury, Convertibles, Full-Size SUVs |
| Sixt | 21 | $19 - $30 | Premium Car Groups (e.g., Luxury SUVs, Convertibles) |
| Fox Rent A Car | 21 | $20 - $27 per day | Premium, Luxury, Full-Size SUVs, Minivans |
Always call the specific rental location directly to confirm their exact policy, fees, and accepted forms of payment before you book.

It's possible, but get ready for a "young driver fee" that can add hundreds to your total cost. I learned this the hard way on a trip to Miami. The cheapest rental rate online is never the final price for someone our age. You'll also be stuck with the most basic car models—no fancy convertibles or big SUVs. My advice? Use the rental company's website calculator and enter your real birthdate to see the true cost before you get excited.

The main issue isn't the law, it's the rental company's rules. They see drivers under 25 as a bigger risk. You'll need a credit card, not a debit card, and your license must have been valid for over a year. Be prepared to show proof of your own auto insurance or be forced to buy their expensive coverage. It's a lot of hoops to jump through, but it's doable if you have all your documents in order.

Yeah, you can, but it's a hassle and expensive. I just went through this for a spring break trip. The daily "underage" fee was almost as much as the car itself. We called a bunch of places, and the fees were all different. Some airports had better deals than locations in the city. Also, they wouldn't even let us rent anything bigger than a sedan. Definitely shop around and read the fine print about age restrictions on car categories.


