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Are Tires and Rims Covered by Insurance When Damaged Together?

1 Answers

VanStephen

07/30/25 5:59am

Insurance companies' exemption clauses stipulate that wheel damage alone, including damage to tires and rims either separately or simultaneously, without involving a third party, is not covered by insurance. However, if other parts of the vehicle are also damaged at the same time, such as damage to the chassis or scratches on the paint, then it falls within the insurance coverage, and the insurance company is obligated to compensate. Additional Information: Important Notes: Apart from tires and rims, some insurance companies also do not cover separate damages to parts like mirrors and headlights if there is no third-party involvement. It is essential to understand the exemption clauses of your insurance policy before purchasing. Auto Insurance: Auto insurance generally refers to motor vehicle insurance. Motor vehicle insurance, also known as car insurance (abbreviated as auto insurance), is a type of commercial insurance that covers personal injuries or property damage caused by natural disasters or accidents involving motor vehicles. Motor vehicle insurance, or 'auto insurance,' is a form of transport tool insurance that covers the vehicle itself and its third-party liability.

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