Are the car owner and the loan repayer the same person when buying a car on installment?

[McFernando]

When buying a car on installment, the car owner and the loan repayer must be the same person. Introduction to car loans: A car loan refers to the loan issued by the lender to the borrower who applies to purchase a car. Auto consumer loan is a new type of loan where banks provide RMB guaranteed loans to car buyers who purchase vehicles from their authorized dealers. The auto consumer loan interest rate refers to the rate at which banks lend money to consumers, i.e., borrowers, for purchasing personal-use vehicles. Loan conditions: Possession of a valid identity document and full civil capacity; ability to provide fixed and detailed proof of address; stable occupation and ability to repay the loan principal and interest on schedule; good personal social credit.