Are Natural Disasters Covered by Car Insurance?

[SanZachary]

Each insurance company has strict definitions for natural disaster coverage in their policy terms, and not all natural disasters are eligible for claims. Specific analysis is required based on the particular product. Non-covered Events: Standard earthquakes fall under non-covered categories. As a specific natural phenomenon, they are treated as exclusions. Other Covered Natural Disasters: Collisions, overturning, falling objects; fire, explosion, spontaneous combustion; external object collapse or falling; storms, tornadoes; lightning strikes, hailstorms, heavy rain, floods, tsunamis; ground collapse, ice collapse, cliff collapse, avalanches, mudslides, landslides, etc.