{"userInfo":null,"head":{"busId":100003,"country":"US","countryName":"Estados Unidos","countryIcom":"https://sgj1.ok.com/yongjia/bkimg/htm83b2h__w160_h160.png","lang":"Español","langList":[{"id":5,"busId":100003,"country":"US","language":"en","name":"English","countryName":"United States"},{"id":6,"busId":100003,"country":"US","language":"es","name":"Español","countryName":"Estados Unidos"}],"catePath":"4000,4050","cateName":"Empleos,Banca y Servicios Financieros","localIds":"44,216","localCode":"webster","localNames":"Texas,Webster","localNameList":null,"herflangList":[{"lang":"en","href":"https://us.ok.com/city-webster/cate-analysis-reporting3"},{"lang":"es","href":"https://us.ok.com/es/city-webster/cate-analysis-reporting3"}],"categoryList":[{"categoryId":"2","name":"Inmuebles","childrenCount":2,"children":[{"categoryId":"7","name":"Comprar","childrenCount":7,"children":[],"order":0,"biz":"property","code":"buy"},{"categoryId":"9","name":"Alquilar","childrenCount":5,"children":[],"order":0,"biz":"property","code":"rent"}],"order":2,"biz":"property","code":"property"},{"categoryId":"1","name":"coches","childrenCount":2,"children":[{"categoryId":"6","name":"coche de segunda mano","childrenCount":67,"children":[],"order":0,"biz":"cars","code":"second-hand-car"},{"categoryId":"5","name":"Otros","childrenCount":0,"children":null,"order":-1,"biz":"cars","code":"others255"}],"order":1,"biz":"cars","code":"cars"},{"categoryId":"4","name":"Usados","childrenCount":18,"children":[{"categoryId":"35","name":"Antigüedades y objetos de colección","childrenCount":6,"children":[],"order":0,"biz":"marketplace","code":"antiques-collectibles"},{"categoryId":"36","name":"Vestir","childrenCount":7,"children":[],"order":0,"biz":"marketplace","code":"apparel"},{"categoryId":"37","name":"Artículos para bebés y niños","childrenCount":7,"children":[],"order":0,"biz":"marketplace","code":"baby-kids-items"},{"categoryId":"38","name":"Libros, películas y música","childrenCount":3,"children":[],"order":0,"biz":"marketplace","code":"books-movies-and-music"},{"categoryId":"39","name":"Electrónica","childrenCount":12,"children":[],"order":0,"biz":"marketplace","code":"electronics"},{"categoryId":"40","name":"Cosas gratis","childrenCount":0,"children":null,"order":0,"biz":"marketplace","code":"free-stuff"},{"categoryId":"41","name":"Jardín y exterior","childrenCount":11,"children":[],"order":0,"biz":"marketplace","code":"garden-outdoor"},{"categoryId":"42","name":"Salud y belleza","childrenCount":4,"children":[],"order":0,"biz":"marketplace","code":"health-beauty"},{"categoryId":"43","name":"Artículos para el hogar","childrenCount":10,"children":[],"order":0,"biz":"marketplace","code":"home-goods"},{"categoryId":"44","name":"Suministros para mejoras del hogar","childrenCount":4,"children":[],"order":0,"biz":"marketplace","code":"home-improvement-supplies"},{"categoryId":"45","name":"Instrumentos musicales","childrenCount":10,"children":[],"order":0,"biz":"marketplace","code":"musical-instruments"},{"categoryId":"46","name":"Material de oficina","childrenCount":5,"children":[],"order":0,"biz":"marketplace","code":"office-supplies"},{"categoryId":"47","name":"Otros","childrenCount":0,"children":null,"order":0,"biz":"marketplace","code":"others253"},{"categoryId":"48","name":"Suministros para mascotas","childrenCount":12,"children":[],"order":0,"biz":"marketplace","code":"pet-supplies"},{"categoryId":"50","name":"Artículos deportivos","childrenCount":6,"children":[],"order":0,"biz":"marketplace","code":"sporting-goods"},{"categoryId":"51","name":"boleto","childrenCount":5,"children":[],"order":0,"biz":"marketplace","code":"ticket"},{"categoryId":"52","name":"Juguetes Juegos","childrenCount":16,"children":[],"order":0,"biz":"marketplace","code":"toys-games"},{"categoryId":"53","name":"Transporte","childrenCount":3,"children":[],"order":0,"biz":"marketplace","code":"transportation"}],"order":0,"biz":"marketplace","code":"marketplace"},{"categoryId":"49","name":"servicios","childrenCount":14,"children":[{"categoryId":"711","name":"Negocio","childrenCount":64,"children":[],"order":0,"biz":"services","code":"business"},{"categoryId":"712","name":"Artesanía","childrenCount":9,"children":[],"order":0,"biz":"services","code":"crafts"},{"categoryId":"713","name":"Diseño y web","childrenCount":8,"children":[],"order":0,"biz":"services","code":"design-and-web"},{"categoryId":"714","name":"Eventos","childrenCount":89,"children":[],"order":0,"biz":"services","code":"events"},{"categoryId":"715","name":"Mejoras del hogar","childrenCount":254,"children":[],"order":0,"biz":"services","code":"home-improvement"},{"categoryId":"716","name":"Legal","childrenCount":2,"children":[],"order":0,"biz":"services","code":"legal1"},{"categoryId":"717","name":"Lecciones","childrenCount":59,"children":[],"order":0,"biz":"services","code":"lessons"},{"categoryId":"719","name":"Personal","childrenCount":12,"children":[],"order":0,"biz":"services","code":"personal"},{"categoryId":"720","name":"Mascotas","childrenCount":11,"children":[],"order":0,"biz":"services","code":"pets"},{"categoryId":"721","name":"Fotografía","childrenCount":11,"children":[],"order":0,"biz":"services","code":"photography1"},{"categoryId":"722","name":"Reparación y soporte técnico","childrenCount":9,"children":[],"order":0,"biz":"services","code":"repair-and-technical-support"},{"categoryId":"723","name":"Bienestar","childrenCount":19,"children":[],"order":0,"biz":"services","code":"wellness"},{"categoryId":"724","name":"Escritura, traducción y transcripción","childrenCount":3,"children":[],"order":0,"biz":"services","code":"writ-tran-transc"},{"categoryId":"718","name":"Otros","childrenCount":0,"children":null,"order":-1,"biz":"services","code":"others237"}],"order":0,"biz":"services","code":"services"},{"categoryId":"4000","name":"Empleos","childrenCount":31,"children":[{"categoryId":"4001","name":"Contabilidad","childrenCount":25,"children":[],"order":0,"biz":"jobs","code":"accounting"},{"categoryId":"4027","name":"Administración y Soporte Administrativo","childrenCount":9,"children":[],"order":0,"biz":"jobs","code":"administration-office-support"},{"categoryId":"4037","name":"Publicidad, Artes y Medios","childrenCount":12,"children":[],"order":0,"biz":"jobs","code":"advertising-arts-media"},{"categoryId":"4050","name":"Banca y Servicios Financieros","childrenCount":17,"children":[],"order":0,"biz":"jobs","code":"banking-financial-services"},{"categoryId":"4068","name":"Call Center y Servicio al Cliente","childrenCount":8,"children":[],"order":0,"biz":"jobs","code":"call-center-customer-service"},{"categoryId":"4077","name":"CEO y Alta Dirección","childrenCount":5,"children":[],"order":0,"biz":"jobs","code":"ceo-general-management"},{"categoryId":"4083","name":"Servicios Comunitarios y Desarrollo","childrenCount":9,"children":[],"order":0,"biz":"jobs","code":"community-services-dev"},{"categoryId":"4093","name":"Construcción","childrenCount":11,"children":[],"order":0,"biz":"jobs","code":"construction"},{"categoryId":"4105","name":"Consultoría y Estrategia","childrenCount":7,"children":[],"order":0,"biz":"jobs","code":"consulting-strategy"},{"categoryId":"4113","name":"Diseño y Arquitectura","childrenCount":11,"children":[],"order":0,"biz":"jobs","code":"design-architecture"},{"categoryId":"4125","name":"Educación y Capacitación","childrenCount":16,"children":[],"order":0,"biz":"jobs","code":"education-training"},{"categoryId":"4142","name":"Ingeniería","childrenCount":21,"children":[],"order":0,"biz":"jobs","code":"engineering"},{"categoryId":"4164","name":"Agricultura, Animales y Conservación","childrenCount":9,"children":[],"order":0,"biz":"jobs","code":"farming-animals-conservation"},{"categoryId":"4174","name":"Gobierno y Defensa","childrenCount":7,"children":[],"order":0,"biz":"jobs","code":"government-defense"},{"categoryId":"4182","name":"Salud y Medicina","childrenCount":32,"children":[],"order":0,"biz":"jobs","code":"healthcare-medical"},{"categoryId":"4215","name":"Hotelería y Turismo","childrenCount":13,"children":[],"order":0,"biz":"jobs","code":"hospitality-tourism"},{"categoryId":"4229","name":"Recursos Humanos y Reclutamiento","childrenCount":11,"children":[],"order":0,"biz":"jobs","code":"human-resources-recruitment"},{"categoryId":"4241","name":"Tecnologías de Información y Comunicación","childrenCount":22,"children":[],"order":0,"biz":"jobs","code":"info-comm-technology"},{"categoryId":"4264","name":"Seguros","childrenCount":10,"children":[],"order":0,"biz":"jobs","code":"insurance"},{"categoryId":"4275","name":"Legal","childrenCount":18,"children":[],"order":0,"biz":"jobs","code":"legal"},{"categoryId":"4294","name":"Manufactura, Transporte y Logística","childrenCount":20,"children":[],"order":0,"biz":"jobs","code":"mfg-transport-logistics"},{"categoryId":"4315","name":"Marketing y Comunicaciones","childrenCount":13,"children":[],"order":0,"biz":"jobs","code":"marketing-communications1"},{"categoryId":"4329","name":"Minería, Recursos y Energía","childrenCount":17,"children":[],"order":0,"biz":"jobs","code":"mining-resources-energy"},{"categoryId":"4347","name":"Bienes Raíces y Propiedades","childrenCount":9,"children":[],"order":0,"biz":"jobs","code":"real-estate-property"},{"categoryId":"4357","name":"Retail y Productos de Consumo","childrenCount":8,"children":[],"order":0,"biz":"jobs","code":"retail-consumer-products"},{"categoryId":"4366","name":"Ventas","childrenCount":7,"children":[],"order":0,"biz":"jobs","code":"sales"},{"categoryId":"4374","name":"Ciencia y Tecnología","childrenCount":11,"children":[],"order":0,"biz":"jobs","code":"science-technology"},{"categoryId":"4386","name":"Trabajo Independiente","childrenCount":1,"children":[],"order":0,"biz":"jobs","code":"self-employment1"},{"categoryId":"4388","name":"Deportes y Recreación","childrenCount":4,"children":[],"order":0,"biz":"jobs","code":"sport-recreation"},{"categoryId":"4393","name":"Oficios y Servicios","childrenCount":24,"children":[],"order":0,"biz":"jobs","code":"trades-services"},{"categoryId":"4418","name":"Otro","childrenCount":0,"children":null,"order":-1,"biz":"jobs","code":"other"}],"order":0,"biz":"jobs","code":"jobs"},{"categoryId":"4419","name":"Comunidad","childrenCount":12,"children":[{"categoryId":"4420","name":"Actividades y grupos","childrenCount":0,"children":null,"order":0,"biz":"community","code":"activities-groups"},{"categoryId":"4421","name":"Artistas y músicos","childrenCount":0,"children":null,"order":0,"biz":"community","code":"artists-musicians"},{"categoryId":"4422","name":"Cursos y lecciones","childrenCount":0,"children":null,"order":0,"biz":"community","code":"classes-lessons"},{"categoryId":"4423","name":"Eventos","childrenCount":0,"children":null,"order":0,"biz":"community","code":"events1"},{"categoryId":"4424","name":"Redes sociales y amistad","childrenCount":0,"children":null,"order":0,"biz":"community","code":"friendship-networking"},{"categoryId":"4425","name":"Objetos perdidos","childrenCount":0,"children":null,"order":0,"biz":"community","code":"lost-found"},{"categoryId":"4426","name":"Auto compartido","childrenCount":0,"children":null,"order":0,"biz":"community","code":"rideshare"},{"categoryId":"4427","name":"Equipos deportivos","childrenCount":0,"children":null,"order":0,"biz":"community","code":"sports-teams"},{"categoryId":"4428","name":"Voluntariado","childrenCount":0,"children":null,"order":0,"biz":"community","code":"volunteers"},{"categoryId":"4429","name":"Viajes y compañeros de viaje","childrenCount":0,"children":null,"order":0,"biz":"community","code":"travel-travel-partners"},{"categoryId":"4430","name":"Intercambio de habilidades e idiomas","childrenCount":0,"children":null,"order":0,"biz":"community","code":"skills-language-swap"},{"categoryId":"4431","name":"Otros","childrenCount":0,"children":null,"order":-1,"biz":"community","code":"other31"}],"order":0,"biz":"community","code":"community"}]},"footer":{"countryList":[{"name":"الإمارات العربية المتحدة","code":"AE","action":"https://ae.ok.com","icon":"https://sgj1.ok.com/yongjia/bkimg/ejg4td5i__w160_h160.png","busId":100002},{"name":"Australia","code":"AU","action":"https://au.ok.com","icon":"https://sgj1.ok.com/yongjia/bkimg/am9dot4n__w160_h160.png","busId":100006},{"name":"Canada","code":"CA","action":"https://ca.ok.com","icon":"https://sgj1.ok.com/yongjia/bkimg/smidkoe2__w160_h160.png","busId":100003},{"name":"مصر","code":"EG","action":"https://eg.ok.com","icon":"https://sgj1.ok.com/yongjia/bkimg/ule9q7ig__w192_h192.png","busId":100008},{"name":"香港","code":"HK","action":"https://hk.ok.com","icon":"https://sgj1.ok.com/yongjia/bkimg/al8s9aav__w160_h160.png","busId":100007},{"name":"New Zealand","code":"NZ","action":"https://nz.ok.com","icon":"https://sgj1.ok.com/yongjia/bkimg/8iu16jlk__w160_h160.png","busId":100006},{"name":"المملكة العربية السعودية","code":"SA","action":"https://sa.ok.com","icon":"https://sgj1.ok.com/yongjia/bkimg/6luo7qrg__w160_h160.png","busId":100002},{"name":"Singapore","code":"SG","action":"https://sg.ok.com","icon":"https://sgj1.ok.com/yongjia/bkimg/mlt4953k__w160_h160.png","busId":100005},{"name":"United Kingdom","code":"UK","action":"https://uk.ok.com","icon":"https://sgj1.ok.com/yongjia/bkimg/52v7hk7s__w160_h160.png","busId":100004},{"name":"Estados Unidos","code":"US","action":"https://us.ok.com","icon":"https://sgj1.ok.com/yongjia/bkimg/htm83b2h__w160_h160.png","busId":100003}]},"pageInfo":{"localNames":"Texas,Webster","data":[{"category":"4000,4050,4052","location":"Houston, TX, USA","infoId":"6384601820454512","pictureUrl":"https://uspic1.ok.com/post/image/fc2dfa4f-dccd-4b5b-b64c-e4037dc4d35f.jpg","title":"Analista Sénior de Revisión de Riesgo Crediticio - Créditos Comerciales","content":"Analista Sénior de Revisión de Riesgo Crediticio - Créditos Comerciales\r\nHouston, TX\r\n\r\nÚnase a nuestro altamente calificado equipo de Revisión de Riesgo Crediticio (CRR) como Analista Sénior de Revisión de Riesgo Crediticio especializado en Créditos Comerciales. El objetivo principal de CRR es proporcionar evaluaciones oportunas e independientes de las exposiciones crediticias y el riesgo crediticio, cuyos resultados se informan directamente a la alta dirección y al Comité de Riesgos de la Junta Directiva.\r\nEn este puesto híbrido (3 días en oficina, 2 días remoto), realizará evaluaciones independientes y expertas de las exposiciones crediticias comerciales. También podría asumir la responsabilidad de Revisor Encargado, liderando auditorías de revisión, gestionando revisores, realizando análisis de cartera y resumiendo hallazgos a partir de muestras de expedientes crediticios. Su profundo conocimiento de los créditos comerciales y las prácticas de riesgo crediticio será crucial para ofrecer información valiosa y recomendaciones que mejoren nuestra gestión del riesgo crediticio.\r\n\r\nResponsabilidades\r\n Ejecutar Revisiones Complejas: Evaluar de forma independiente transacciones crediticias y relacionadas con el crédito complejas, incluyendo estructuras de facilidades y procesos de suscripción, aprovechando su conocimiento experto de las políticas y procedimientos crediticios. Comprender el riesgo inherente y la materialidad del riesgo en las transacciones crediticias.\r\n Validar y Garantizar la Precisión: Validar las calificaciones de riesgo del scorecard y la administración crediticia del prestatario. Asegurar una comprensión completa de los problemas, tendencias y causas raíz de la cartera para gestionar eficazmente las carteras de crédito.\r\n Informes y Comunicación Independientes: Completar de forma independiente documentos de trabajo, rastrear problemas, compilar documentación de apoyo y hacer seguimiento de los hallazgos de auditorías con líderes del negocio. Actuar como Revisor de Segundo Nivel y comunicar eficazmente los objetivos, resultados y recomendaciones de remedición de problemas derivados de las revisiones de riesgo crediticio.\r\n Análisis y Monitoreo de Riesgos: Analizar el riesgo en las carteras crediticias asignadas mediante la revisión de informes relevantes y la evaluación de tendencias. Ofrecer análisis expertos, identificar concentraciones de riesgo, tendencias sistémicas o problemas, y participar en el monitoreo continuo de las carteras asignadas.\r\n Liderazgo y Experiencia: Supervisar las actividades de revisión de expedientes de otros revisores como Revisor Encargado para uno o varios segmentos comerciales asignados. Realizar evaluaciones de los resultados y hallazgos de las revisiones de expedientes para determinar calificaciones finales y redactar informes de revisión. Actuar como recurso experto para el equipo.\r\n Conocimiento del Mercado: Demostrar un entendimiento experto del ciclo crediticio y el impacto de los indicadores económicos sobre métricas clave. Poseer conocimiento avanzado sobre cómo y dónde utilizar herramientas de investigación económica y sectorial en el proceso de revisión.\r\n Requisitos\r\nCalificaciones\r\n Amplia Experiencia Crediticia: Conocimientos sólidos en crédito y experiencia destacada en concesión y gestión de créditos comerciales.\r\n Experiencia con Transacciones Complejas: Más de 10 años de experiencia en Riesgo Crediticio o Suscripción Crediticia, específicamente en transacciones grandes y más complejas en sectores como Crédito Comercial, Bienes Raíces Comerciales (CRE), Banca Corporativa, Préstamos Apalancados, Mercado Intermedio, etc.\r\n Habilidades de Comunicación: Excelentes habilidades verbales y escritas, con capacidad para manejar conversaciones difíciles de manera efectiva con las partes interesadas.\r\n Experiencia Bancaria: Experiencia en bancos grandes (tamaño de activos de $80 mil millones o más).\r\n Exposición a Tamaños de Operaciones: Experiencia con tamaños promedio de operaciones de $50 millones.\r\n Antecedentes en Suscripción: Experiencia en suscripción para ABL, Banca Empresarial, Banca Corporativa/Mercado Intermedio, o segmentos comerciales de Mercado Intermedio Inferior.\r\n \r\nBeneficios\r\n$125,000 a $175,000+ Paquete completo de beneficios Bono + Asistencia para reubicación pagada","price":"$125,000-175,000/año","unit":"per year","currency":null,"company":"Workable","language":"es","online":1,"infoType":1,"biz":"jobs","postDate":"1758797017000","seoName":"senior-credit-risk-review-analyst-commercial-lending","supplement":null,"author":null,"originalPrice":null,"soldCnt":null,"topSeller":null,"source":1,"cardType":null,"action":"https://us.ok.com/es/city-webster/cate-analysis-reporting3/senior-credit-risk-review-analyst-commercial-lending-6384601820454512/","localIds":"82","cateId":null,"tid":null,"logParams":{"tid":"ab944d2b-25de-426b-9412-bda0af48bfe6","sid":"286a8278-14e2-40b0-83ef-d0f7d358c5e2"},"attrParams":{"summary":null,"highLight":["Realizar revisiones de riesgo crediticio","Experto en créditos comerciales","Salario y beneficios competitivos"],"employment":[{"icon":"https://sgj1.ok.com/yongjia/bkimg/8hvituaa__w72_h72.webp","name":"Tipo de empleo","value":"Tiempo completo","unit":null}]},"isFavorite":false}],"cateTreeData":[{"categoryId":"0","name":"Todo","childrenCount":0,"children":null,"order":2147483647,"biz":null,"code":null},{"categoryId":"2","name":"Inmuebles","childrenCount":2,"children":null,"order":2,"biz":"property","code":"property"},{"categoryId":"1","name":"coches","childrenCount":2,"children":null,"order":1,"biz":"cars","code":"cars"},{"categoryId":"4","name":"Usados","childrenCount":18,"children":null,"order":0,"biz":"marketplace","code":"marketplace"},{"categoryId":"49","name":"servicios","childrenCount":14,"children":null,"order":0,"biz":"services","code":"services"},{"categoryId":"4000","name":"Empleos","childrenCount":31,"children":[{"categoryId":"4000","name":"Empleos","childrenCount":0,"children":null,"order":2147483647,"biz":"jobs","code":"jobs"},{"categoryId":"4001","name":"Contabilidad","childrenCount":25,"children":null,"order":0,"biz":"jobs","code":"accounting"},{"categoryId":"4027","name":"Administración y Soporte Administrativo","childrenCount":9,"children":null,"order":0,"biz":"jobs","code":"administration-office-support"},{"categoryId":"4037","name":"Publicidad, Artes y Medios","childrenCount":12,"children":null,"order":0,"biz":"jobs","code":"advertising-arts-media"},{"categoryId":"4050","name":"Banca y Servicios Financieros","childrenCount":17,"children":[{"categoryId":"4050","name":"Banca y Servicios Financieros","childrenCount":0,"children":null,"order":2147483647,"biz":"jobs","code":"banking-financial-services"},{"categoryId":"4051","name":"Gestión de Cuentas y Relaciones","childrenCount":0,"children":null,"order":0,"biz":"jobs","code":"acct-relationship-mgmt1"},{"categoryId":"4052","name":"Análisis e Informes","childrenCount":0,"children":[],"order":0,"biz":"jobs","code":"analysis-reporting3"},{"categoryId":"4053","name":"Banca Empresarial","childrenCount":0,"children":null,"order":0,"biz":"jobs","code":"banking-business"},{"categoryId":"4054","name":"Banca Corporativa e Institucional","childrenCount":0,"children":null,"order":0,"biz":"jobs","code":"corp-banking-institutional"},{"categoryId":"4055","name":"Banca Minorista/Sucursal","childrenCount":0,"children":null,"order":0,"biz":"jobs","code":"banking-retail-branch"},{"categoryId":"4056","name":"Servicios al Cliente","childrenCount":0,"children":null,"order":0,"biz":"jobs","code":"client-services"},{"categoryId":"4057","name":"Cumplimiento y Riesgo","childrenCount":0,"children":null,"order":0,"biz":"jobs","code":"compliance-risk"},{"categoryId":"4058","name":"Finanzas Corporativas y Banca de Inversión","childrenCount":0,"children":null,"order":0,"biz":"jobs","code":"corp-finance-investment"},{"categoryId":"4059","name":"Crédito","childrenCount":0,"children":null,"order":0,"biz":"jobs","code":"credit"},{"categoryId":"4060","name":"Planificación Financiera","childrenCount":0,"children":null,"order":0,"biz":"jobs","code":"financial-planning"},{"categoryId":"4061","name":"Gestión de Fondos","childrenCount":0,"children":null,"order":0,"biz":"jobs","code":"funds-management"},{"categoryId":"4062","name":"Gestión","childrenCount":0,"children":null,"order":0,"biz":"jobs","code":"management12"},{"categoryId":"4063","name":"Hipotecas","childrenCount":0,"children":null,"order":0,"biz":"jobs","code":"mortgages"},{"categoryId":"4064","name":"Liquidaciones","childrenCount":0,"children":null,"order":0,"biz":"jobs","code":"settlements"},{"categoryId":"4065","name":"Bolsa y Trading","childrenCount":0,"children":null,"order":0,"biz":"jobs","code":"stockbroking-trading"},{"categoryId":"4066","name":"Tesorería","childrenCount":0,"children":null,"order":0,"biz":"jobs","code":"treasury"},{"categoryId":"4067","name":"Otro","childrenCount":0,"children":null,"order":-1,"biz":"jobs","code":"other26"}],"order":0,"biz":"jobs","code":"banking-financial-services"},{"categoryId":"4068","name":"Call Center y Servicio al Cliente","childrenCount":8,"children":null,"order":0,"biz":"jobs","code":"call-center-customer-service"},{"categoryId":"4077","name":"CEO y Alta Dirección","childrenCount":5,"children":null,"order":0,"biz":"jobs","code":"ceo-general-management"},{"categoryId":"4083","name":"Servicios Comunitarios y Desarrollo","childrenCount":9,"children":null,"order":0,"biz":"jobs","code":"community-services-dev"},{"categoryId":"4093","name":"Construcción","childrenCount":11,"children":null,"order":0,"biz":"jobs","code":"construction"},{"categoryId":"4105","name":"Consultoría y Estrategia","childrenCount":7,"children":null,"order":0,"biz":"jobs","code":"consulting-strategy"},{"categoryId":"4113","name":"Diseño y Arquitectura","childrenCount":11,"children":null,"order":0,"biz":"jobs","code":"design-architecture"},{"categoryId":"4125","name":"Educación y Capacitación","childrenCount":16,"children":null,"order":0,"biz":"jobs","code":"education-training"},{"categoryId":"4142","name":"Ingeniería","childrenCount":21,"children":null,"order":0,"biz":"jobs","code":"engineering"},{"categoryId":"4164","name":"Agricultura, Animales y Conservación","childrenCount":9,"children":null,"order":0,"biz":"jobs","code":"farming-animals-conservation"},{"categoryId":"4174","name":"Gobierno y Defensa","childrenCount":7,"children":null,"order":0,"biz":"jobs","code":"government-defense"},{"categoryId":"4182","name":"Salud y Medicina","childrenCount":32,"children":null,"order":0,"biz":"jobs","code":"healthcare-medical"},{"categoryId":"4215","name":"Hotelería y Turismo","childrenCount":13,"children":null,"order":0,"biz":"jobs","code":"hospitality-tourism"},{"categoryId":"4229","name":"Recursos Humanos y Reclutamiento","childrenCount":11,"children":null,"order":0,"biz":"jobs","code":"human-resources-recruitment"},{"categoryId":"4241","name":"Tecnologías de Información y Comunicación","childrenCount":22,"children":null,"order":0,"biz":"jobs","code":"info-comm-technology"},{"categoryId":"4264","name":"Seguros","childrenCount":10,"children":null,"order":0,"biz":"jobs","code":"insurance"},{"categoryId":"4275","name":"Legal","childrenCount":18,"children":null,"order":0,"biz":"jobs","code":"legal"},{"categoryId":"4294","name":"Manufactura, Transporte y Logística","childrenCount":20,"children":null,"order":0,"biz":"jobs","code":"mfg-transport-logistics"},{"categoryId":"4315","name":"Marketing y Comunicaciones","childrenCount":13,"children":null,"order":0,"biz":"jobs","code":"marketing-communications1"},{"categoryId":"4329","name":"Minería, Recursos y Energía","childrenCount":17,"children":null,"order":0,"biz":"jobs","code":"mining-resources-energy"},{"categoryId":"4347","name":"Bienes Raíces y Propiedades","childrenCount":9,"children":null,"order":0,"biz":"jobs","code":"real-estate-property"},{"categoryId":"4357","name":"Retail y Productos de Consumo","childrenCount":8,"children":null,"order":0,"biz":"jobs","code":"retail-consumer-products"},{"categoryId":"4366","name":"Ventas","childrenCount":7,"children":null,"order":0,"biz":"jobs","code":"sales"},{"categoryId":"4374","name":"Ciencia y Tecnología","childrenCount":11,"children":null,"order":0,"biz":"jobs","code":"science-technology"},{"categoryId":"4386","name":"Trabajo Independiente","childrenCount":1,"children":null,"order":0,"biz":"jobs","code":"self-employment1"},{"categoryId":"4388","name":"Deportes y Recreación","childrenCount":4,"children":null,"order":0,"biz":"jobs","code":"sport-recreation"},{"categoryId":"4393","name":"Oficios y Servicios","childrenCount":24,"children":null,"order":0,"biz":"jobs","code":"trades-services"},{"categoryId":"4418","name":"Otro","childrenCount":0,"children":null,"order":-1,"biz":"jobs","code":"other"}],"order":0,"biz":"jobs","code":"jobs"},{"categoryId":"4419","name":"Comunidad","childrenCount":12,"children":null,"order":0,"biz":"community","code":"community"}],"localIds":"44,216","pageTitle":"Análisis e Informes en Webster","topCateCode":"jobs","catePath":"4000,4050,4052","cateName":"Empleos,Banca y Servicios Financieros,Análisis e Informes","cateCode":"analysis-reporting3","total":1,"sortList":[{"sortName":"Mejor coincidencia","sortId":0},{"sortName":"Más reciente","sortId":1}],"breadCrumb":[{"name":"Casa","link":"https://us.ok.com/es/city-webster/"},{"name":"Empleos","link":"https://us.ok.com/es/city-webster/cate-jobs/"},{"name":"Banca y Servicios Financieros","link":"https://us.ok.com/es/city-webster/cate-banking-financial-services/"},{"name":"Análisis e Informes","link":null}],"tdk":{"title":"Información de contratación de Análisis e Informes en Webster - OK","desc":"Sitio web de información de contratación de Análisis e Informes en Webster, proporciona a los demandantes de empleo una gran cantidad de información laboral de Análisis e Informes, puede buscar empleos y consultar más información de forma gratuita."}},"commonData":null,"urlInfo":{"pathname":"/es/city-webster/cate-analysis-reporting3/","origin":"https://us.ok.com","href":"https://us.ok.com/es/city-webster/cate-analysis-reporting3/","locale":"es"}}
Ubicación:
Webster
Categoría:
Análisis e Informes

Workable
Analista Sénior de Revisión de Riesgo Crediticio - Créditos Comerciales
Analista Sénior de Revisión de Riesgo Crediticio - Créditos Comerciales
Houston, TX
Únase a nuestro altamente calificado equipo de Revisión de Riesgo Crediticio (CRR) como Analista Sénior de Revisión de Riesgo Crediticio especializado en Créditos Comerciales. El objetivo principal de CRR es proporcionar evaluaciones oportunas e independientes de las exposiciones crediticias y el riesgo crediticio, cuyos resultados se informan directamente a la alta dirección y al Comité de Riesgos de la Junta Directiva.
En este puesto híbrido (3 días en oficina, 2 días remoto), realizará evaluaciones independientes y expertas de las exposiciones crediticias comerciales. También podría asumir la responsabilidad de Revisor Encargado, liderando auditorías de revisión, gestionando revisores, realizando análisis de cartera y resumiendo hallazgos a partir de muestras de expedientes crediticios. Su profundo conocimiento de los créditos comerciales y las prácticas de riesgo crediticio será crucial para ofrecer información valiosa y recomendaciones que mejoren nuestra gestión del riesgo crediticio.
Responsabilidades
Ejecutar Revisiones Complejas: Evaluar de forma independiente transacciones crediticias y relacionadas con el crédito complejas, incluyendo estructuras de facilidades y procesos de suscripción, aprovechando su conocimiento experto de las políticas y procedimientos crediticios. Comprender el riesgo inherente y la materialidad del riesgo en las transacciones crediticias.
Validar y Garantizar la Precisión: Validar las calificaciones de riesgo del scorecard y la administración crediticia del prestatario. Asegurar una comprensión completa de los problemas, tendencias y causas raíz de la cartera para gestionar eficazmente las carteras de crédito.
Informes y Comunicación Independientes: Completar de forma independiente documentos de trabajo, rastrear problemas, compilar documentación de apoyo y hacer seguimiento de los hallazgos de auditorías con líderes del negocio. Actuar como Revisor de Segundo Nivel y comunicar eficazmente los objetivos, resultados y recomendaciones de remedición de problemas derivados de las revisiones de riesgo crediticio.
Análisis y Monitoreo de Riesgos: Analizar el riesgo en las carteras crediticias asignadas mediante la revisión de informes relevantes y la evaluación de tendencias. Ofrecer análisis expertos, identificar concentraciones de riesgo, tendencias sistémicas o problemas, y participar en el monitoreo continuo de las carteras asignadas.
Liderazgo y Experiencia: Supervisar las actividades de revisión de expedientes de otros revisores como Revisor Encargado para uno o varios segmentos comerciales asignados. Realizar evaluaciones de los resultados y hallazgos de las revisiones de expedientes para determinar calificaciones finales y redactar informes de revisión. Actuar como recurso experto para el equipo.
Conocimiento del Mercado: Demostrar un entendimiento experto del ciclo crediticio y el impacto de los indicadores económicos sobre métricas clave. Poseer conocimiento avanzado sobre cómo y dónde utilizar herramientas de investigación económica y sectorial en el proceso de revisión.
Requisitos
Calificaciones
Amplia Experiencia Crediticia: Conocimientos sólidos en crédito y experiencia destacada en concesión y gestión de créditos comerciales.
Experiencia con Transacciones Complejas: Más de 10 años de experiencia en Riesgo Crediticio o Suscripción Crediticia, específicamente en transacciones grandes y más complejas en sectores como Crédito Comercial, Bienes Raíces Comerciales (CRE), Banca Corporativa, Préstamos Apalancados, Mercado Intermedio, etc.
Habilidades de Comunicación: Excelentes habilidades verbales y escritas, con capacidad para manejar conversaciones difíciles de manera efectiva con las partes interesadas.
Experiencia Bancaria: Experiencia en bancos grandes (tamaño de activos de $80 mil millones o más).
Exposición a Tamaños de Operaciones: Experiencia con tamaños promedio de operaciones de $50 millones.
Antecedentes en Suscripción: Experiencia en suscripción para ABL, Banca Empresarial, Banca Corporativa/Mercado Intermedio, o segmentos comerciales de Mercado Intermedio Inferior.
Beneficios
$125,000 a $175,000+ Paquete completo de beneficios Bono + Asistencia para reubicación pagada

Houston, TX, USA
$125,000-175,000/año