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Un lugar donde un título de trabajo no se considere la definición final de quién eres, sino simplemente el punto de partida para tu futuro.\r\nAdemás, cuentas con las siguientes habilidades y experiencia:\r\n Título universitario en contabilidad, crédito, finanzas o campo relacionado.\r\n Diez o más años de experiencia en la industria bancaria y financiera, especializado en bienes raíces residenciales/comerciales, estructuración de construcción, análisis financiero, informes de gestión y sólidas habilidades de comunicación.\r\n Capacidad para realizar funciones de analista de crédito, incluyendo registros de estados financieros y redacción de resúmenes de propuestas de préstamo.\r\n Buen conocimiento de bienes raíces comerciales y estructuras de negocios, especialmente en construcción de desarrollo residencial.\r\n Capacidad para comprender diversas estructuras empresariales y sus estados financieros y declaraciones de impuestos relacionados.\r\n Capacidad para trabajar eficazmente con oficiales de préstamos para estructurar adecuadamente las operaciones.\r\n Sólido conocimiento de informes de terceros, como avalúos comerciales/residenciales (incluyendo análisis de absorción), informes ambientales e informes de agencias de calificación crediticia.\r\n Excelentes técnicas de comunicación oral y escrita.\r\n Dominio de las aplicaciones de Microsoft Office (Word, Excel, PowerPoint).\r\n Beneficios\r\nEl puesto ofrece un salario generoso de hasta $85,000 junto con un excelente paquete de beneficios. 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Ubicación:
Nueva Jersey
Categoría:
Crédito

Workable
Analista Senior de Crédito - Hasta 85K - East Brunswick, NJ - Trabajo # 2725T
El Puesto
Nuestro cliente bancario está buscando cubrir un puesto de Analista Senior de Crédito en el mercado de East Brunswick, NJ. El candidato seleccionado será responsable de realizar análisis crediticios claros y completos sobre préstamos para bienes raíces comerciales, incluyendo pero no limitado a multifamiliares, construcción nueva desde cero, construcción a permanente, compras, propiedades para la venta y adquisiciones para clientes nuevos y existentes, basándose en cifras históricas, proyecciones y avalúos.
El puesto ofrece un salario generoso de hasta $85,000 junto con un excelente paquete de beneficios. (Este no es un puesto remoto).
Las responsabilidades del Analista Senior de Crédito incluyen:
Ayudar en el análisis/estructuración crediticia para el área de préstamos comerciales, particularmente aquellos relacionados con créditos para bienes raíces de cualquier tipo: desarrolladores residenciales, centros comerciales, complejos de apartamentos, etc.
Registrar y revisar declaraciones de impuestos empresariales y personales/estados financieros en el programa de registro financiero.
Preparar formularios de calificación de riesgo junto con las presentaciones/revisiones anuales.
Realizar análisis financieros tales como ingresos netos operativos (NOI), flujo de efectivo, cobertura del servicio de la deuda, préstamo respecto al valor, ratios de liquidez, apalancamiento, rentabilidad y covenants crediticios.
Formular y presentar hallazgos, evaluaciones, solvencia crediticia y recomendaciones a los otorgantes de créditos, alta dirección y comités internos de préstamos.
Capacitar a nuevos empleados en los procesos internos.
Todas las demás funciones razonables que se asignen.
Requisitos
¿Quién eres?
Eres alguien que desea influir en tu propio desarrollo. Buscas una oportunidad en la que puedas seguir tus intereses y tu pasión. Un lugar donde un título de trabajo no se considere la definición final de quién eres, sino simplemente el punto de partida para tu futuro.
Además, cuentas con las siguientes habilidades y experiencia:
Título universitario en contabilidad, crédito, finanzas o campo relacionado.
Diez o más años de experiencia en la industria bancaria y financiera, especializado en bienes raíces residenciales/comerciales, estructuración de construcción, análisis financiero, informes de gestión y sólidas habilidades de comunicación.
Capacidad para realizar funciones de analista de crédito, incluyendo registros de estados financieros y redacción de resúmenes de propuestas de préstamo.
Buen conocimiento de bienes raíces comerciales y estructuras de negocios, especialmente en construcción de desarrollo residencial.
Capacidad para comprender diversas estructuras empresariales y sus estados financieros y declaraciones de impuestos relacionados.
Capacidad para trabajar eficazmente con oficiales de préstamos para estructurar adecuadamente las operaciones.
Sólido conocimiento de informes de terceros, como avalúos comerciales/residenciales (incluyendo análisis de absorción), informes ambientales e informes de agencias de calificación crediticia.
Excelentes técnicas de comunicación oral y escrita.
Dominio de las aplicaciones de Microsoft Office (Word, Excel, PowerPoint).
Beneficios
El puesto ofrece un salario generoso de hasta $85,000 junto con un excelente paquete de beneficios. (Este no es un puesto remoto).

East Brunswick, NJ, USA
$85,000/año
Puestos populares
Ciudades populares