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Location:
Texas
Category:
Analysis & Reporting

Workable
Sr. Credit Risk Review Analyst - Commercial Lending
Sr. Credit Risk Review Analyst - Commercial Lending
Houston, TX
Join our highly skilled Credit Risk Review (CRR) team as a Senior Credit Risk Review Analyst specializing in Commercial Lending. CRR's primary objective is to provide timely and independent assessments of credit exposures and credit risk, with results reported directly to senior management and the Risk Committee of the Board of Directors.
In this hybrid role (3 days in-office, 2 days remote), you'll provide independent, expert assessments of Commercial credit exposures. You may also take on the responsibility of Reviewer in Charge, leading review engagements, managing reviewers, conducting portfolio analysis, and summarizing findings from credit file samples. Your deep understanding of commercial lending and credit risk practices will be crucial in providing valuable insights and recommendations to enhance our credit risk management.
Responsibilities
Execute Complex Reviews: Independently assess complex credit and credit-related transactions, including facility structures and underwriting processes, leveraging your expert knowledge of credit policies and procedures. Understand inherent risk and the materiality of risk for credit transactions.
Validate and Ensure Accuracy: Validate scorecard risk ratings and borrower credit administration. Ensure a thorough understanding of portfolio issues, trends, and root causes to effectively manage credit portfolios.
Independent Reporting & Communication: Independently complete work papers, track issues, compile supporting documentation, and follow up on exam findings with business leaders. Act as a Second Level Reviewer and effectively communicate credit risk review objectives, outcomes, and recommendations for issue remediation.
Risk Analysis & Monitoring: Analyze risk in assigned credit portfolios by reviewing relevant reports and assessing trends. Provide expert analytical insights, identify risk concentrations, systemic trends, or issues, and participate in continuous monitoring for assigned portfolios.
Leadership & Expertise: Oversee file review activities of other reviewers as the Reviewer in Charge for assigned business segment(s). Perform assessments of file review results and findings to determine final ratings and draft review reports. Serve as an expert resource to the team.
Market Acumen: Demonstrate an expert understanding of the credit cycle and the impact of economic indicators on key driving metrics. Possess expert knowledge of how and where to leverage industry and economic research tools into the review process.
Requirements
Qualifications
Extensive Credit Expertise: Robust credit knowledge and strong experience in Commercial credit extension and management.
Experience with Complex Transactions: 10+ years of Credit Risk or Credit Underwriting experience, specifically with larger, more complex transactions in Commercial, CRE, Corporate Banking, Leveraged Lending, Middle Market, etc.
Communication Skills: Strong verbal and written communication skills, with the ability to navigate and handle difficult conversations effectively with stakeholders.
Banking Experience: Experience at larger banks (asset size $80B+).
Deal Size Exposure: Experience with average deal sizes of $50MM.
Underwriting Background: Experience in underwriting for ABL, Business Banking, Corporate Banking/Mid-Market, or Lower Mid-Market commercial segments.
Benefits
$125,000 to $175,000+ Full benefits package Bonus + Paid Relocation Assistance

Houston, TX, USA
$125,000-175,000/year

Workable
Preconstruction Estimator
Join LV Collective as a Preconstruction Estimator and play a crucial role in shaping the early stages of innovative construction projects. As a key member of our team, you will be instrumental in analyzing project specifications, conducting thorough estimations, and providing vital support during the predevelopment and estimating process. Your expertise will help us maintain our commitment to delivering outstanding student housing solutions with meticulous attention to detail and strategic foresight.
We are looking for someone who is not only skilled in construction estimation but is also passionate about contributing to transformative projects that enhance community living. If you're a detail-oriented professional with a knack for numbers and a collaborative spirit, this is the perfect opportunity for you!
Key Responsibilities
Prepare accurate and detailed cost estimates for various projects, ensuring consideration of labor, materials, and timelines.
Collaborate with project managers and architects to review plans and specifications for projects and provide input related to feasibility and scope.
Conduct site visits to assess conditions and gather information that may impact costs and schedules.
Communicate with subcontractors to obtain up-to-date pricing and maintain our competitive edge in bidding.
Analyze data regarding labor, materials, and subcontractor pricing for project competitiveness.
Develop and maintain databases of historical cost data for future estimating comparison.
Assist with bid preparation and coordination with the procurement team to ensure accurate submissions.
Qualifications
Bachelor's degree in Construction Management, Civil Engineering, Architecture, or a related field.
Minimum of 3-5 years of experience in construction estimating, preferably within the student housing or multifamily sector.
Strong understanding of construction means and methods, building systems, and materials.
Proficiency in estimating software and tools, including but not limited to Bluebeam, Excel, and Procore.
Exceptional analytical skills and attention to detail.
Ability to manage time effectively and handle multiple projects simultaneously under tight deadlines.
Strong communication skills to work seamlessly with team members and external stakeholders.
Bonus Points if…
Familiarity with LEED certification processes or sustainable building practices.
Previous experience with cost management software.
Ability to read and interpret complex construction documents.
Requirements
Estimating & Cost Analysis
Develop precise cost estimates for upcoming projects encompassing labor, materials, and overhead.
Create budget forecasts to guide project financial management.
Conduct comprehensive analysis of project specifications, blueprints, and site conditions.
Gather and analyze Construction Manager, Subcontractor, Vendor and Supplier bids and validate scope and cost elements.
Collaboration & Communication
Work directly with project managers and design teams to provide input on project feasibility.
Maintain effective communication with internal teams to gather accurate scope data for estimates.
Engage with Construction Manager, Subcontractor, Vendor and Suppliers weekly to secure timely and competitive pricing.
Data Management
Maintain an organized database of pricing information for real time materials and labor.
Use historical data to inform future estimating practices and improve accuracy.
Project Support
Contribute to design package pricing validation and GMP to ensure timely submissions with budget and schedule accountability.
Assist in identifying potential risks and cost challenges during project development, design and buyout completion.
Other
Willingness to adapt to changing needs and responsibilities within a fast-paced environment.
Ability to work flexible hours, including evenings or weekends, if necessary.
Benefits
LV Collective offers a collaborative and fulfilling work environment inside its beautifully designed office located in downtown Austin, Texas. Perks include unlimited paid time off, a pet-friendly office culture, a fully stocked breakroom with snacks, coffee, and sparkling water, free parking, and competitive benefits, including 401k, medical, vision, and dental.
If you're excited about this opportunity and believe you have the skills and experience to excel in this role, we'd love to hear from you!

Austin, TX, USA
Negotiable Salary
Popular Jobs
Popular Cities