United States Mortgages Job Listings

Mortgage Loan Processor63393535455107120

Key Mortgage Services

Mortgage Loan Processor

Schaumburg, IL, USA

The Loan Processor is responsible for the thorough review of a file. They prepare and verify the data on the loan application as well as supporting documentation that has been provided by the loan officer and submit the verified loan files to underwriting. If additional information is needed to render a decision, it is the Processor’s responsibility to reach out to the borrower to obtain. This role is Monday - Friday, 8:30am - 5pm with the opportunity to work from home Monday and Friday. Essential Duties Proactively manage a pipeline of loans and review daily reports to identify priorities. Escalate issues to supervisor, when needed. Provide excellent customer service. Respond promptly to all forms of communication. Communicate (both via phone and email). Calculate income, review assets, know how to calculate student loan debt per product(conv or govt loans) and debt ratios. Must know how to review a credit report, identify issues that need to be addressed. Analyze the title report, purchase contract and appraisal on files for compliance. Perform verbal verifications of employment, when needed if our verification team is unsuccessful in obtaining. Communicate clearly and professionally with all customers, co-worker, supervisors and management. Ensure that the customer understands requests and time requirements, provide deadline for documents. Ensures loan quality standards are met, including the review and resolution of any red flags in a file and the satisfaction of all conditions. Required to open new loan submissions within 48 hours and validate all file information to ensure that all issues are identified so they may be resolved early. Contact the borrowers with a welcome call within the opening and validating period to ensure all required documentation is in the file to issue a credit decision. Ensure loan approval can be accomplished by the contingency date and that closing can be accomplished by the estimated closing date, communicate to LO if we are unable to meet a target so expectations can be reset. All requests for documentation should be completed through POS “Glyde” Gather and review all documentation needed for the loan. Adhere to checklists and procedures. Create notes and a record of all requests in the conversation log to document issues or escalations. Prepare loan packets to submit to in-house underwriters, contract underwriters or investor underwriters for approval. All Loan Processors will also act as a back-up for other team members in processing due to scheduled and unscheduled absences or as volume dictates. Must know how to navigate Fannie Mae and Freddie Mac selling guides, FHA Handbook, and Allregs. Requirements Knowledge of TRID, Know before you owe, Regulation B ECOA and other mortgage banking related guidelines. Familiarity with industry quality control standards and fraud detection methods. Experience with POS approval processes using LP, DO/DU and other AUS. Proficient computer skills including Microsoft Word, Excel and Outlook. Excellent people skills. Excellent verbal and written communication skills. Has the ability to multi-task in a very fast paced environment. Possesses excellent organizational skills. Has superior attention to detail. Proficient knowledge of office machines (faxes, computers, printers, adding machines and telephones). Must be able to work independently and research problems / questions as required. Education and Professional Experience Minimum of 3 years loan processing experience including conforming conventional, FHA, 203K, VA, USDA, IHDA, Chicago Tax smart programs and sub-prime loans High School Diploma or equivalent required Salary Range $55,000 - $62,000 About Key Mortgage Services When you show your people some love, good things happen. As an independent, family-owned business, Key Mortgage feels like a big family because that’s exactly what we are. Our secret is we invest in our people, and they keep getting better — so our company does, too. Support starts on day one, so you can focus on what’s most important — delivering the highest quality home financing services to our customers. At Key Mortgage, we’ve got your back. Benefits PTO VTO Medical Dental Vision 401k matching

$55,000-62,000

Mortgage Loan Servicing Representative - To 50K - Milwaukee, WI - Job 358363393522118785121

The Symicor Group

Mortgage Loan Servicing Representative - To 50K - Milwaukee, WI - Job 3583

Milwaukee, WI, USA

Mortgage Loan Servicing Representative – To $50K – Milwaukee, WI – Job # 3583 Who We Are The Symicor Group is a boutique talent acquisition firm based in Schaumburg, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our community bank client is seeking to fill a Mortgage Loan Servicing Representative role in the Milwaukee, WI market. The successful candidate will be Responsible for escrow and loan servicing tasks, responding to internal and external customer inquiries related to mortgage and consumer loans, providing high-quality customer service and supporting insurance and investor servicing functions as needed. The position includes a generous salary of up to $50K plus incentives and an excellent benefits program. (This is not a remote position) Mortgage Loan Servicing Representative responsibilities include: Escrow management for the Mortgage and Consumer Loan Portfolio: Establish and maintain escrow accounts within the bank's core system. Perform escrow analyses and ensure timely disbursement of property taxes. Track and address delinquent property taxes. PMI Administration: Activate, disburse, and close PMI. Regulatory and Policy Compliance: Ability to adhere to all regulations, investor requirements, and internal policies. Investor Servicing Support: Assist in the management of investor servicing portfolios, including: Monitoring and maintaining Freddie Mac and FHLB portfolios and associated payment activity. Remitting payments, payoffs, and other transactions to the secondary market, and resolving any edit requests. Performing a variety of investor servicing functions as needed to support ongoing operations. Compiling and forwarding audit documentation in accordance with investor requirements. Executing monthly investor accounting cycles and processing related invoices. Reviewing and working investor-related reports to maintain up-to-date and accurate data. Staying current on investor servicing guidelines and reporting obligations. Perform A+ Warehouse lending responsibilities as needed. Insurance Monitoring: Monitor, disburse, and scan hazard and homeowners insurance documentation. Establish force-placed flood insurance coverage in compliance with regulatory guidelines. Reporting and Reconciliation: Reconcile internal investor and ledger accounts. Review various reports to identify and resolve exceptions, errors, and out-of-balance items. Loan Servicing Support: Verify year-end loan documentation and work internal loan reports. Perform servicing tasks such as: Credit references and mortgage verifications. Generating and applying payoff requests (via check or wire). File maintenance and construction draw processing. Responding to customer inquiries and servicing requests. Provide excellent internal and external customer service. Any other duties as assigned. Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: High School diploma or equivalent required. Six months to two years related experience and/or training; or equivalent combination of education and experience. Experience with Jack Henry SilverLake a plus. Strong problem-solving and critical thinking skills. Self-starter, inquisitive, decisive, and accountable. Ability to prioritize and organize workflow, complete simultaneous projects by required deadlines. Regular, dependable attendance and flexibility in schedule when required. Professionalism in written and verbal communication, demeanor, and appearance; able to interact positively with coworkers and customers. Strong analytical skills, numerical aptitude, and ability to plan ahead and solve problems. High attention to detail and a strong commitment to accuracy. Demonstrates teamwork and initiative to support branch or department success. Take the initiative to learn and share industry knowledge. Accept and deliver constructive criticism with tact and respect. Ability to retain knowledge gained from corrections or errors.Handles confidential conversations and information in a professional and ethical manner, in line with bank policies. The next step is yours. Email us your current resume along with the position you are considering to: resumes@symicorgroup.com

$50,000

Mortgage Loan Processor63393496356225122

M/I Homes

Mortgage Loan Processor

Houston, TX, USA

M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 16 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa. Job Summary: Processes applicable documentation for FHA, VA and Conventional mortgage loan applications and prepares required packages for loan approval. Duties and Responsibilities: Gathers, analyzes and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings Reviews, organizes and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file to be submitted to underwriting for approval Communicates with applicant(s), underwriters and/or creditors to resolve problems or questions regarding application information Assists with special projects as requested and perform additional duties as required. Able to close between 15 to 20 files per month. Requirements Skills and Abilities: Customer-service oriented with good verbal and written communication skills for interaction with a variety of people inside and outside of the organization. Ability to elicit, interpret, analyze and evaluate given information relative to underwriting guidelines and lender requirements. Excellent organization skills and detail-oriented aptitude. General administrative abilities to include typing, filing and use of computer, calculator, copier and facsimile machines. Fluent Spanish speaking preferred. Benefits M/I Homes offers a comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more. We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing. M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing #IND123

Negotiable Salary

Mortgage Loan Processor63392020185475123

M/I Homes

Mortgage Loan Processor

Columbus, OH, USA

M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa. Job Summary: Processes applicable documentation for FHA, VA and Conventional mortgage loan applications and prepares required packages for loan approval. Duties and Responsibilities: Work with loan applicant(s) to gather specific information relative to credit, employment, and financial history to obtain a loan approval Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings Reviews and assemble accurate loan information in a timely manner to obtain applicable loan approvals Communicates with applicant(s), underwriters and/or creditors to resolve problems or questions regarding application information Assists with special projects as requested and perform additional duties as required. Requirements High school graduate with at least one year of relevant course study including seminars and workshops combined with at least two to three years of related experience and/or training; general knowledge of loan processing and underwriting fundamentals. Skills and Abilities: Customer-service oriented with good verbal and written communication skills for interaction with a variety of people inside and outside of the organization. Ability to elicit, interpret, analyze, and evaluate given information relative to underwriting guidelines and lender requirements. Excellent organization skills and detail-oriented aptitude. General administrative abilities to include typing, filing and use of computer, calculator, copier, and facsimile machines. Work Conditions: Some weekend work may be required. Benefits M/I Homes offers a comprehensive benefits package, including medical, dental and vision insurance, company paid life and disability insurance, optional supplemental life insurance, Health Savings Accounts and Flexible Spending Accounts, paid time off (PTO) and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more. We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work. We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing. M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing. #IND123

Negotiable Salary