Budget Analyst

Are you a creative financial problem-solver who can think critically under pressure? Do you have experience supporting ARPA or similar government programs? Ripple Effect is looking for a highly skilled and dedicated Business Financial Analyst with at least 6 years of programmatic financial operations experience to support our client’s mission. This role is integral to ensuring the financial health of ARPA-H's innovative health research programs. The Business Finance Analyst will analyze and prepare the organization’s budget and analyze financial data, policies, and procedures to ensure compliance, identify risks, and support financial planning.  If this position sounds of interest, there’s a place for you here at Ripple Effect! We offer a diverse and engaging work environment, with a multitude of incentives and flexible work options that work for you and your lifestyle.  General Information  Job Code: PRO-FN-04T  Location: Ripple Effect Headquarters – Rockville, MD  Employee Type: Exempt, Full-Time Regular   (Ask our recruiters about flexible work arrangements)  Telework: Partial or Full Time  Travel Required: Ad hoc to local client site  Clearance: Public Trust Citizenship: N/A Number of Openings: 3 Salary Range: $96,534.00 - $111,014.00 per year (how we pay and promote)  Responsibilities  Support programmatic, financial, and administrative support to ARPA-H's PHO programs, including but not limited to: financial tracking, data entry and recordkeeping, analysis and reporting, budget preparation, and management of project-specific budgets. Monitor and report on variances, implementing corrective actions as needed to ensure financial sustainability. Reviews the quality of budget and financial data to identify data quality issues, identify data gaps, ensure compliance with financial policies and reconcile budget balances.  Contribute to the development and implementation of recommendations to conform with budgetary policies and achieve financial objectives.   Compiles budget and other financial data in the preparation of budgets, forecasts, and other financial reports and analyses to develop meaningful and useful reports for stakeholders both on a periodic and ad-hoc basis.  Develops briefing materials for senior executives by utilizing financial modeling and data analytic tools to analyze data and produce financial summaries.  Contributes to solicitation preparation and management, tracking of deliverables and milestones, maintaining schedule and calendar, meeting support, preparation of correspondence, and maintaining files. Support relationship management with client, senior executives, and both internal and external stakeholders (e.g., other departments, consultants, vendors, etc.). Provides recommendations on technical approaches to accomplish project objectives for complex or large programs including meeting cadence, budgeting or financial approaches, project timelines, resource needs, communication strategies, and data management. May contribute to selection or implementation of technologies that support financial and budgeting activities, developing automated forecasting and reporting tools to increase productivity.  Requirements Minimum Education and Experience  Bachelor's degree in Accounting, Finance, Business or related field, Masters degree preferred  6 years of relevant experience Basic Requirements  Previous experience supporting a Government Research agency (ARPA-H, DARPA, ONR, R&E, AFRL, etc.) in government program financial and administrative support.   Advanced knowledge of financial modeling and data analytic tools, as well as relevant systems for financial, accounting, property management, reporting, and other related systems.  Strong knowledge of financial principles, practices, and federal regulations.  Demonstrated knowledge of organizational policies and regulations that may impact budgeting and financial compliance. Experience in developing, organizing, forecasting, and maintaining financial budgets and tracking technical and financial milestones.  Experience in creating and coordinating budget and acquisition funding documents and has knowledge/competence in analysis is required.  Advanced experience with Microsoft Excel and familiarity with other MS Office products. Excellent organizational and communication skills, strong attention to detail, and the ability to handle a wide variety of tasks, including briefing support and general administration.  To be successful at Ripple Effect, you must be able to pay attention to details, clearly communicate, work independently, and have an eagerness to learn. Learn more about what makes Ripple so great check out our capabilities.   Skills That Set You Apart  Master's degree or professional certification (e.g., CPA, CFA) Proven experience as a Business Finance Analyst or similar role within a government or research-focused organization.  Demonstrated experience in organizing and facilitating small meetings.  Can operate well in a group dynamic, think creatively and critically, and has a fundamental understanding of government budgeting and a fundamental understanding of government contracting.  Can produce work products that are accurate in presentation, context, and can remain focused in in stressful and fluctuating situations.  If you don’t have all of the skills above, don’t be discouraged—no resume paints a complete picture of a person. There’s a good chance you’re more wonderful than you think, so please apply!  About Ripple Effect  Ripple Effect is an award-winning women-owned small business providing professional consulting and exceptional talent for federal, private, and non-profit clients. We deliver multi-disciplinary solutions across Communications & Outreach, Research & Evaluation, Program Management & Policy, Digital Transformation, and Technical & Scientific Support solutions with a focus on science, research, and healthcare domains.  Hiring Process | Life at Ripple   Benefits Ripple Effect rewards our employees for their contributions to our mission in many ways, from competitive pay and exceptional benefits to a range of work/life programs based on your employment classification and personalized preferences.  -----------------------------------------------------------------------  Ripple Effect is proud to be an equal opportunity workplace and is an affirmative action employer. We are committed to equal employment opportunity regardless of to race, color, religion, sex, national origin, age (40 or older), disability, or genetic information. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements. If you have a disability or special need that requires accommodation during the hiring process, please let us know by contacting our HR department at HR@rippleeffect.com or your recruiter. Eligibility for employment will be verified using E-verify. 

Our client, A well-established boutique personal injury law firm is looking to fulfill the need for a full-time temp Accounting Assistant based in the firm's downtown San Francisco Office (Near Civic Center). This assignment is expected to last at least two to four weeks. The role reports onsite five days per week. Employment Type: Temp| M - F | 8:30am – 5pm PT Onsite Pay Rate: $35.00 / Hour Responsibilities: Maintain and manage Accounts Payable (A/P) and Accounts Receivable (A/R) records and filing systems to ensure accuracy and compliance with company policies Prepare, verify, and submit daily bank deposits, including proper documentation and reconciliation of receipts Enter financial transactions, including grant awards and journal entries, into the Peachtree/Sage accounting software with a high degree of accuracy Process employee expense reports, ensuring policy compliance, proper documentation, and timely reimbursement Reconcile and maintain petty cash accounts, resolving discrepancies and preparing monthly summaries Update and maintain cost ledgers to support job costing, project tracking, and budget analysis Prepare and file monthly EDD DE-542 (New Employee Registry) forms in compliance with state reporting requirements Communicate with vendors to resolve invoice discrepancies, payment issues, and account disputes professionally and promptly Assist in preparing monthly, quarterly, and annual financial reports for review by the firm’s accountant and management Support month-end and year-end close processes, including accruals, account reconciliations, and report generation Maintain digital and physical accounting records for audits and internal reviews Qualifications: Qualified candidates should have two to three years of prior accounting work experience (law firm or professional service entity preferred). An associates or bachelors in finance, accounting or similar field of study. Previous experience working with Peachtree/Sage 50, or similar accounting software required. Proficiency in MS Office Suite with knowledge of Excel, and strong abilities in 10-key. Strong time management skills with sharp attention to detail. Must possess a high level of professionalism, and ability to support a fast-paced environment and prioritize scope of work as needed. A collaborative and team-oriented working style is highly desired in the ideal candidates. We are a full-service staffing and talent sourcing firm, assisting our client with this temp need. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Are you a creative problem-solver who can think critically under pressure? Do you have experience supporting ARPA or similar government programs? Ripple Effect is looking for a highly skilled and dedicated Business Financial Manager with at least 9 years of relevant budget experience to support our client’s mission. This role is integral to managing ARPA-H's innovative health program's financial operations. The Business Finance Manager will oversee financial planning and analysis, budget management, and financial compliance to support the agency's mission-driven initiatives and projects.  If this position sounds of interest, there’s a place for you here at Ripple Effect! We offer a diverse and engaging work environment, with a multitude of incentives and flexible work options that work for you and your lifestyle.  General Information  Job Code: PRO-FN-05M Location: Employee Type: Exempt, Full-Time Regular   (Ask our recruiters about flexible work arrangements)  Telework: Partial or Full-Time Travel Required: Clearance: Public Trust Citizenship: Not Required Manager: Yes Number of Openings: 3 Salary Range: $115,841.00 - $133,217.00 per year (how we pay and promote)  Responsibilities  Provides comprehensive programmatic, financial, and administrative support to ARPA-H's PHO programs, including but not limited to: financial tracking, analysis and reporting, budget preparation and management of project-specific budgets. Monitors and reports on variances, implementing corrective actions as needed to ensure financial sustainability. Ensures the accuracy and quality of budget and financial data by resolving data gaps and data quality issues and ensure compliance with financial policies.   Compiles budget and other financial data in the preparation of budgets, forecasts and other financial reports and analyses both on a periodic and ad-hoc basis.  Solicitation preparation and management, tracking of deliverables and milestones, maintaining schedule and calendar, meeting support, preparation of correspondence, and maintaining files. Supervises team members and ensures activities are delivered on-time, and staff complies with organizational financial, budgetary and other policies and procedures.  Manages the relationship with client, senior executives, and both internal and external stakeholders (e.g., other departments, consultants, vendors, etc.). Develops and implements recommendations to conform with budgetary policies and achieve financial objectives.   Provides advice on technical approaches to accomplish project objectives for complex or large programs including meeting cadence, budgeting or financial approaches, project timelines, resource needs, communication strategies, and data management. May contribute to selection or implementation of technologies that support financial and budgeting activities.  Performs other job-related duties as assigned.  Requirements Minimum Education and Experience  Bachelor's degree in Finance, Accounting, Business Administration, or a related field 9 years of relevant experience  4 years of project or team management experience  2 years of supervisory experience  Basic Requirements  Previous SETA experience supporting a Government Research agency (ARPA-H, DARPA, ONR, R&E, AFRL, etc.) Experience in government program financial and administrative support.   Strong knowledge of financial modeling and data analytic tools, as well as relevant financial, accounting, property management, reporting and other related systems.  Experience in developing, organizing, forecasting, and maintaining financial budgets and tracking technical and financial milestones.  Experience in creating and coordinating budget and acquisition funding documents and has knowledge/competence in analysis is required.  Working knowledge of Microsoft Office (Excel, PowerPoint, and Word required)   Excellent organizational and communication skills, strong attention to detail, and the ability to handle a wide variety of tasks, including briefing support and general administration.  Strong knowledge of financial principles, practices, and federal regulations.  To be successful at Ripple Effect, you must be able to pay attention to details, clearly communicate, work independently, and have an eagerness to learn. Learn more about what makes Ripple so great check out our capabilities.   Skills That Set You Apart  Master's degree or professional certification (e.g., CPA, CFA) Proven experience as a Business Finance Manager or similar role within a government or research-focused organization.  Demonstrated experience in organizing and facilitating small meetings.  Can operate well in a group dynamic, think creatively and critically, and has a fundamental understanding of government budgeting and a fundamental understanding of government contracting.  Can produce work products that are accurate in presentation, context and can remain focused in in stressful and fluctuating situations.  If you don’t have all of the skills above, don’t be discouraged—no resume paints a complete picture of a person. There’s a good chance you’re more wonderful than you think, so please apply!  About Ripple Effect  Ripple Effect is an award-winning women-owned small business providing professional consulting and exceptional talent for federal, private, and non-profit clients. We deliver multi-disciplinary solutions across Communications & Outreach, Research & Evaluation, Program Management & Policy, Digital Transformation, and Technical & Scientific Support solutions with a focus on science, research, and healthcare domains.  Hiring Process | Life at Ripple   Benefits Ripple Effect rewards our employees for their contributions to our mission in many ways, from competitive pay and exceptional benefits to a range of work/life programs based on your employment classification and personalized preferences.  -----------------------------------------------------------------------  Ripple Effect is proud to be an equal opportunity workplace and is an affirmative action employer. We are committed to equal employment opportunity regardless of to race, color, religion, sex, national origin, age (40 or older), disability, or genetic information. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements. If you have a disability or special need that requires accommodation during the hiring process, please let us know by contacting our HR department at HR@rippleeffect.com or your recruiter. Eligibility for employment will be verified using E-verify. 

We are a NY based consulting firm searching for credentialed US tax practitioners (EA/CPA/JD) with experience preparing 1040's, 1065's and 1120S's. This customer-facing position runs from Dec-April with the possibility of working Sept- October. We provide: a computer, flex-schedule, hourly compensation (start at $30/hr), 401K, PTO, training. No restrictions on your own practice. You will need: hard-wired internet connection (No wi-fi), ability to pass a background check, active PTIN, fluency in English. You must work from the US (no exceptions). We are a growing firm with an excellent track record and good reputation that thrives on collaboration among its employees. Send your full name, a brief explanation of your tax experience, credential, email and phone.

Sr. Credit Risk Review Analyst - Commercial Lending Tampa, FL Join our highly skilled Credit Risk Review (CRR) team as a Senior Credit Risk Review Analyst specializing in Commercial Lending. CRR's primary objective is to provide timely and independent assessments of credit exposures and credit risk, with results reported directly to senior management and the Risk Committee of the Board of Directors. In this hybrid role (3 days in-office, 2 days remote), you'll provide independent, expert assessments of Commercial credit exposures. You may also take on the responsibility of Reviewer in Charge, leading review engagements, managing reviewers, conducting portfolio analysis, and summarizing findings from credit file samples. Your deep understanding of commercial lending and credit risk practices will be crucial in providing valuable insights and recommendations to enhance our credit risk management. Responsibilities Execute Complex Reviews: Independently assess complex credit and credit-related transactions, including facility structures and underwriting processes, leveraging your expert knowledge of credit policies and procedures. Understand inherent risk and the materiality of risk for credit transactions. Validate and Ensure Accuracy: Validate scorecard risk ratings and borrower credit administration. Ensure a thorough understanding of portfolio issues, trends, and root causes to effectively manage credit portfolios. Independent Reporting & Communication: Independently complete work papers, track issues, compile supporting documentation, and follow up on exam findings with business leaders. Act as a Second Level Reviewer and effectively communicate credit risk review objectives, outcomes, and recommendations for issue remediation. Risk Analysis & Monitoring: Analyze risk in assigned credit portfolios by reviewing relevant reports and assessing trends. Provide expert analytical insights, identify risk concentrations, systemic trends, or issues, and participate in continuous monitoring for assigned portfolios. Leadership & Expertise: Oversee file review activities of other reviewers as the Reviewer in Charge for assigned business segment(s). Perform assessments of file review results and findings to determine final ratings and draft review reports. Serve as an expert resource to the team. Market Acumen: Demonstrate an expert understanding of the credit cycle and the impact of economic indicators on key driving metrics. Possess expert knowledge of how and where to leverage industry and economic research tools into the review process. Requirements Qualifications Extensive Credit Expertise: Robust credit knowledge and strong experience in Commercial credit extension and management. Experience with Complex Transactions: 10+ years of Credit Risk or Credit Underwriting experience, specifically with larger, more complex transactions in Commercial, CRE, Corporate Banking, Leveraged Lending, Middle Market, etc. Communication Skills: Strong verbal and written communication skills, with the ability to navigate and handle difficult conversations effectively with stakeholders. Banking Experience: Experience at larger banks (asset size $80B+). Deal Size Exposure: Experience with average deal sizes of $50MM. Underwriting Background: Experience in underwriting for ABL, Business Banking, Corporate Banking/Mid-Market, or Lower Mid-Market commercial segments.   Benefits $125,000 to $175,000+ Full benefits package Bonus + Paid Relocation Assistance

Coronado tax preparation firm seeking an experienced tax preparer to prepare Individual and Trust tax returns. Other duties will include tax planning with clients, working with IRS and FTB on clients’ tax issues, potentially reviewing returns completed by other preparers, and preparing HOA returns (no prior experience on HOAs necessary). This position offers a huge level of flexibility and freedom when it comes to hours and vacations. Outside of tax season we encourage time off for vacations or afternoons off to spend time with family. Generally you will need to work about 32 hours per week to get the work done outside of tax season. We also encourage work from home a couple days of the week. We are a small office and we service mostly clients with higher billing, which means we don’t work insane hours, even during tax season (estimated 40-50 hours per week in February and 50-60 hours per week from about March 1 to about April 15th). We are hoping to find a long term employee who can grow with our business. Ideally we want somebody who wants to grow the business and eventually run the tax side of the business while the current owner steps back from the tax side of the business to focus on the financial advising side of the business. Estimated pay over the first year is approximately $80,000-$100,000 with annual increases. We pay a base salary of $80,000 and have a generous bonus program based on amount of billable work completed. Our other preparer in the office will make about $130,000 this year. Benefits include a retirement plan with company matching, health benefits, hybrid of in office and work from home (especially outside of tax season), and considerable time off. We strive to have a good work/life balance. Minimum requirements: three years of experience preparing tax returns and an EA or CPA designation. We use Lacerte software so that is a plus. The ideal candidate has good communication skills and experience working with affluent clients (typically having extensive brokerage statements, rentals, and small businesses). The candidate must have knowledge of advanced tax preparation concepts (like selling rentals, K-1s, small businesses), knowledge of legislation, willingness to research issues as required, and be detail oriented while striving to quickly complete tax returns.